---
title: "CFSB Bancorp (CFSB.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/CFSB.US.md"
symbol: "CFSB.US"
name: "CFSB Bancorp"
industry: "區域性銀行"
---

# CFSB Bancorp (CFSB.US)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |

## Company Profile

CFSB Bancorp, Inc. 作為 Colonial Federal Savings Bank 的控股公司，提供各種金融服務給個人和小型企業。該公司接受多種存款，包括無息支票賬戶、有息支票賬戶、貨幣市場賬戶、儲蓄賬戶和定期存款。它提供一至四戶家庭的住宅房地產貸款、多戶住宅房地產貸款、商業房地產貸款、第二抵押貸款、房屋淨值信用額度和消費貸款

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-14T04:30:12.000Z

**Overall: D (0.64)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 325 / 327 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -1.04% |  |
| Net Profit YoY | -903.03% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.00 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 0.00 |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 7.61M |  |


**Multi Score**: D

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -0.35% | D |
| Profit Margin | -3.48% | D |
| Gross Margin | 0.00% | E |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -1.04% | D |
| Net Profit YoY | -903.03% | E |
| Total Assets YoY | 0.87% | C |
| Net Assets YoY | -0.42% | D |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -2872.45% | E |
| OCF YoY | -1.04% | D |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - CFSB Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-0.35%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "-3.48%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-1.04%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-903.03%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.87%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "-0.42%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-2872.45%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "-1.04%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | UMB金融 (US.UMBF) | B | A | E | A | B | B |
| 05 | Old National銀行 (US.ONB) | C | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -340.32 | 311/313 | - | - | - |
| PB | 1.19 | 236/313 | 1.19 | 1.15 | 0.66 |
| PS (TTM) | 11.85 | 305/313 | 11.85 | 11.59 | 6.65 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/CFSB.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/CFSB.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/CFSB.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.