---
title: "Corpay, Inc. (CPAY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/CPAY.US.md"
symbol: "CPAY.US"
name: "Corpay, Inc."
industry: "Transaction and Payment Processing Services"
---

# Corpay, Inc. (CPAY.US)

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Location | US Market |
| Website | [www.corpay.com](https://www.corpay.com) |

## Company Profile

Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, pa...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-26T04:30:14.000Z

**Overall: C (0.47)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 17 / 47 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 13.93% |  |
| Net Profit YoY | 6.58% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 5.95 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 23.10B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 4.53B |  |


**Multi Score**: C

#### Profit Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 30.54% | A |
| Profit Margin | 23.62% | A |
| Gross Margin | 78.60% | A |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 13.93% | B |
| Net Profit YoY | 6.58% | C |
| Total Assets YoY | 47.12% | A |
| Net Assets YoY | 34.41% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 423.28% | C |
| OCF YoY | 13.93% | B |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.20 | D |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 83.99% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Corpay, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "A",
      "indicators": [
        {
          "name": "ROE",
          "value": "30.54%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "23.62%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "78.60%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "13.93%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "6.58%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "47.12%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "34.41%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "423.28%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "13.93%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.20",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "83.99%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | Mastercard (US.MA) | A | B | B | E | C | B |
| 04 | Block (US.XYZ) | B | C | B | C | C | B |
| 05 | Jack Henry & Associates (US.JKHY) | A | B | B | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 21.60 | 15/49 | 23.03 | 21.70 | 19.93 |
| PB | 5.95 | 32/49 | 6.94 | 5.85 | 5.23 |
| PS (TTM) | 5.10 | 39/49 | 5.79 | 5.37 | 4.92 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-13T05:00:00.000Z

Total Analysts: **15**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 8 | 53% |
| Overweight | 4 | 27% |
| Hold | 3 | 20% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 330.25 |
| Highest Target | 440.00 |
| Lowest Target | 315.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/CPAY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/CPAY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/CPAY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.