---
title: "Central Plains Bancshares, Inc. (CPBI.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/CPBI.US.md"
symbol: "CPBI.US"
name: "Central Plains Bancshares, Inc."
industry: "區域性銀行"
---

# Central Plains Bancshares, Inc. (CPBI.US)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |
| Location | 美股市場 |
| Website | [www.homefederalne.bank](https://www.homefederalne.bank) |

## Company Profile

中央平原銀行控股公司是大島家庭聯邦儲蓄貸款協會的銀行控股公司，該協會在美國內布拉斯加州作為聯邦特許的股票儲蓄貸款協會運營。它提供支票賬戶、儲蓄賬戶和定期存款。該公司還提供以物業為擔保的一至四家庭住宅抵押貸款、商業非房地產貸款、多家庭住宅房地產貸款、建設和土地開發貸款，以及農業房地產和非房地產貸款，還提供消費者貸款，如牙科植入貸款、汽車貸款、能源貸款、學生貸款、休閒車輛貸款、船只貸款和無擔保優先信用額度

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-22T04:30:13.000Z

**Overall: C (0.45)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 279 / 326 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.09% |  |
| Net Profit YoY | 4.96% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.85 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 74.95M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 20.79M |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.61% | C |
| Profit Margin | 18.73% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.09% | B |
| Net Profit YoY | 4.96% | C |
| Total Assets YoY | 10.62% | B |
| Net Assets YoY | 7.99% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 534.01% | C |
| OCF YoY | 12.09% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Central Plains Bancshares, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.61%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "18.73%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "12.09%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "4.96%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "10.62%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.99%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "534.01%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "12.09%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National銀行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 19.25 | 240/312 | 18.27 | 17.36 | 16.88 |
| PB | 0.85 | 36/312 | 0.81 | 0.77 | 0.76 |
| PS (TTM) | 3.61 | 140/312 | 3.51 | 3.39 | 3.32 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 17.79 |
| Highest Target | 61.12 |
| Lowest Target | 61.12 |

## References

- [Company Overview](https://longbridge.com/en/quote/CPBI.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/CPBI.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/CPBI.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.