---
title: "CURRENC Group Inc. (CURR.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/CURR.US.md"
symbol: "CURR.US"
name: "CURRENC Group Inc."
industry: "交易及支付服務"
---

# CURRENC Group Inc. (CURR.US)

| Item | Detail |
|------|--------|
| Industry | 交易及支付服務 |
| Location | 美股市場 |
| Website | [investors.currencgroup.com](https://investors.currencgroup.com) |

## Company Profile

CURRENC Group Inc. 作為一家金融科技公司，通過人工智能 (AI) 轉變全球金融服務。它為金融機構提供 AI 解決方案，包括無縫 AI 呼叫中心和其他 AI 驅動的工具，以降低成本，並提升客戶滿意度。該公司的數字匯款平台還使電子錢包、匯款公司和企業能夠提供實時支付服務，促進對服務不足社區的金融接入

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-28T04:30:16.000Z

**Overall: D (0.63)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 43 / 48 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -17.44% |  |
| Net Profit YoY | -110.31% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 559.11 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 160.12M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 40.23M |  |


**Multi Score**: D

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 146.06% | A |
| Profit Margin | -84.72% | E |
| Gross Margin | 50.76% | B |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -17.44% | E |
| Net Profit YoY | -110.31% | E |
| Total Assets YoY | -24.45% | E |
| Net Assets YoY | 208.51% | A |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -118.03% | D |
| OCF YoY | -17.44% | E |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.40 | C |

#### Debt Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 71.60% | D |


```chart-data:radar
{
  "title": "Longbridge Financial Score - CURRENC Group Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "146.06%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "-84.72%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "50.76%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-17.44%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-110.31%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "-24.45%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "208.51%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-118.03%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "-17.44%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.40",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "D",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "71.60%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | 萬事達 (US.MA) | A | B | B | E | C | B |
| 04 | 傑克亨利 (US.JKHY) | A | B | B | B | C | B |
| 05 | Chime Financial (US.CHYM) | A | B | A | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -4.70 | 39/49 | - | - | - |
| PB | 559.11 | 41/49 | 644.59 | 527.01 | 438.64 |
| PS (TTM) | 3.98 | 36/49 | 3.75 | 3.04 | 1.45 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2025-08-05T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 100% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 1.81 |
| Highest Target | 3.50 |
| Lowest Target | 3.50 |

## References

- [Company Overview](https://longbridge.com/en/quote/CURR.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/CURR.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/CURR.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.