---
title: "ECB Bancorp, Inc. (ECBK.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/ECBK.US.md"
symbol: "ECBK.US"
name: "ECB Bancorp, Inc."
industry: "区域性银行"
---

# ECB Bancorp, Inc. (ECBK.US)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 美股市场 |
| Website | [www.everettbank.com](https://www.everettbank.com) |

## Company Profile

ECB Bancorp，Inc.是一家银行控股公司。它打算从事适用法律和法规允许的其他商业活动，其中可能包括收购其他银行和金融服务公司。该公司成立于 2022 年 3 月，总部设在马萨诸塞州埃弗雷特。

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-17T04:30:12.000Z

**Overall: C (0.41)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 259 / 326 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.77% |  |
| Net Profit YoY | 94.74% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.93 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 159.15M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 31.71M |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.57% | C |
| Profit Margin | 24.51% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.77% | A |
| Net Profit YoY | 94.74% | A |
| Total Assets YoY | 13.22% | B |
| Net Assets YoY | 2.18% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 407.99% | C |
| OCF YoY | 21.77% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - ECB Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.57%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "24.51%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "21.77%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "94.74%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.22%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.18%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "407.99%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "21.77%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | UMB金融 (US.UMBF) | B | A | E | A | B | B |
| 05 | Old National银行 (US.ONB) | C | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 20.48 | 248/313 | 32.29 | 27.57 | 23.05 |
| PB | 0.93 | 50/313 | 0.90 | 0.86 | 0.82 |
| PS (TTM) | 5.02 | 256/313 | 5.37 | 5.14 | 5.05 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/ECBK.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/ECBK.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/ECBK.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.