Revenue: As of FY2026 Q2, the actual value is USD 1.108 B, missing the estimate of USD 1.139 B.

EPS: As of FY2026 Q2, the actual value is USD 1.71, missing the estimate of USD 2.054.

EBIT: As of FY2026 Q2, the actual value is USD 140.1 M.

Consolidated Financial Highlights (Second Quarter 2026 vs. 2025)

Operational Metrics

• Operating income decreased by 14% to $137.1 million from $158.6 million, with a similar 14% decrease on a constant currency basis.
• Adjusted EBITDA was $192.8 million, representing a 6% decrease from $206.2 million, and a 7% decrease on a constant currency basis.
• Net income attributable to Euronet Worldwide, Inc. was $77.4 million, compared to $97.6 million in the prior year.

Segment Performance (Second Quarter 2026 vs. 2025)

Payments Infrastructure Segment

• Operating income increased 2% to $86.1 million from $84.6 million, and also increased by 2% on a constant currency basis.
• Adjusted EBITDA increased 7% to $117.9 million from $110.6 million, or 6% on a constant currency basis.
• Installed ATMs totaled 57,814 as of June 30, 2026, a 1% increase from 57,326, while active ATMs also increased 1% to 57,071 from 56,760.

epay Segment

• Operating income increased 5% to $32.8 million from $31.1 million, with a 5% increase on a constant currency basis.
• Adjusted EBITDA increased 5% to $34.4 million from $32.8 million, also increasing 5% on a constant currency basis.
• Transactions decreased 11% to 986 million from 1,107 million.
• POS terminals increased 2% to approximately 739,000 as of June 30, 2026, from 721,000, and retailer locations remained essentially unchanged at approximately 355,000.

Cross-Border Payments Segment

• Operating income decreased 34% to $43.3 million from $65.6 million, and decreased 35% on a constant currency basis.
• Adjusted EBITDA decreased 31% to $49.7 million from $71.6 million, or 32% on a constant currency basis.
• Total transactions decreased 1% to 45.7 million from 46.1 million, while total digital transactions increased 33% to 7.9 million from 5.9 million.
• Network locations increased 3% to approximately 651,000 as of June 30, 2026, from 631,000.

Corporate and Other Expenses

• Corporate and Other expenses were $25.1 million for the second quarter of 2026, up from $22.7 million in the prior year, primarily due to a $1.9 million increase in long-term share-based compensation.

Balance Sheet and Financial Position

• Total cash, including ATM cash, unrestricted cash and cash equivalents, and restricted cash, was $2,220.7 million as of June 30, 2026, compared to $1,713.8 million at December 31, 2025.
• Total indebtedness was $2,654.0 million as of June 30, 2026, an increase from $2,021.8 million at year-end 2025.
• Net debt increased by $125.3 million during the quarter, driven by higher ATM cash balances and $50 million of share repurchases, partially offset by cash from operations and working capital changes.
• Euronet Worldwide, Inc. repurchased $50 million of common stock, representing approximately 705,000 shares, during the quarter.

Outlook

• Euronet Worldwide, Inc. reiterates its 2026 adjusted EPS growth outlook of 10% to 15% year-over-year, consistent with its 10- and 20-year compounded annualized growth rates. This outlook excludes potential changes in foreign exchange rates, interest rates, or other unforeseen factors.