---
title: "First Community Corporation (FCCO.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/FCCO.US.md"
symbol: "FCCO.US"
name: "First Community Corporation"
industry: "区域性银行"
---

# First Community Corporation (FCCO.US)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 美股市场 |
| Website | [www.firstcommunitysc.com](https://www.firstcommunitysc.com) |

## Company Profile

First Community Corporation 作为 First Community Bank 的银行控股公司，提供各种商业和零售银行产品和服务，面向中小型企业、专业人士和个人。该公司通过商业和零售银行、抵押贷款银行以及投资顾问和非存款部门运营。其存款产品包括支票账户、NOW 账户、储蓄账户和个人退休账户；以及活期存款和其他定期存款，如每日货币市场账户和长期存款证。公司的贷款组合包括商业贷款，涵盖用于营运资金、业务扩展和购买设备及机械的有担保和无担保贷款；消费贷款，包括用于汽车融资、家庭改善、教育和个人投资的有担保和无担保贷款；房地产建设和收购贷款；以及固定和浮动利率的抵押贷款

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:12.000Z

**Overall: B (0.39)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 70 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 19.77% |  |
| Net Profit YoY | 37.62% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.57 |  |
| Dividend Ratio | 2.07% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 234.57M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 78.01M |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.08% | B |
| Profit Margin | 24.62% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 19.77% | B |
| Net Profit YoY | 37.62% | B |
| Total Assets YoY | 5.09% | C |
| Net Assets YoY | 3.23% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 406.18% | C |
| OCF YoY | 19.77% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - First Community Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.08%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "24.62%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "19.77%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "37.62%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.09%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.23%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "406.18%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "19.77%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National银行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.21 | 120/312 | 12.43 | 12.06 | 11.55 |
| PB | 1.57 | 264/312 | 1.45 | 1.39 | 1.22 |
| PS (TTM) | 3.01 | 78/312 | 3.01 | 2.84 | 2.66 |
| Dividend Yield | 2.07% | 178/312 | 2.55% | 2.30% | 2.11% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-16T05:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 3 | 100% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 30.64 |
| Highest Target | 36.00 |
| Lowest Target | 32.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/FCCO.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/FCCO.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/FCCO.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
