--- title: "First Community Corporation (FCCO.US)" type: "quote" locale: "en" url: "https://longbridge.com/en/quote/FCCO.US.md" symbol: "FCCO.US" name: "First Community Corporation" industry: "Regional Banks" --- # First Community Corporation (FCCO.US) | Item | Detail | |------|--------| | Industry | Regional Banks | | Location | US Market | | Website | [www.firstcommunitysc.com](https://www.firstcommunitysc.com) | ## Company Profile First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. The company operates through Commercial and Retail Banking, Mortgag... ## Financial Score > *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.* > Updated: 2026-02-20T04:30:12.000Z **Overall: B (0.39)** **Industry**: Regional Banks | Metric | Value | |--------|-------| | Industry Ranking | 70 / 324 | | Industry Median | C | | Industry Average | C | - **Style**: Value - Stocks where the company's main business is in a mature stage. - **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns. ### Score Analysis **Style Score**: #### Growth Score: | Indicator | Value | Rating | |-----------|-------|--------| | Revenue YoY | 19.77% | | | Net Profit YoY | 37.62% | | #### Value Score: | Indicator | Value | Rating | |-----------|-------|--------| | P/B Ratio | 1.57 | | | Dividend Ratio | 2.07% | | **Size Score**: #### Market Cap Score: | Indicator | Value | Rating | |-----------|-------|--------| | Market Cap | 234.57M | | #### Revenue Score: | Indicator | Value | Rating | |-----------|-------|--------| | Revenue | 78.01M | | **Multi Score**: B #### Profit Score: B | Indicator | Value | Rating | |-----------|-------|--------| | ROE | 13.08% | B | | Profit Margin | 24.62% | A | | Gross Margin | 0.00% | E | #### Growth Score: B | Indicator | Value | Rating | |-----------|-------|--------| | Revenue YoY | 19.77% | B | | Net Profit YoY | 37.62% | B | | Total Assets YoY | 5.09% | C | | Net Assets YoY | 3.23% | C | #### Cash Score: B | Indicator | Value | Rating | |-----------|-------|--------| | Cash Flow Margin | 406.18% | C | | OCF YoY | 19.77% | B | #### Operating Score: E | Indicator | Value | Rating | |-----------|-------|--------| | Turnover | 0.00 | E | #### Debt Score: A | Indicator | Value | Rating | |-----------|-------|--------| | Gearing Ratio | 0.00% | A | ```chart-data:radar { "title": "Longbridge Financial Score - First Community Corporation", "chart_type": "radar", "dimensions": [ { "name": "Profit", "grade": "B", "indicators": [ { "name": "ROE", "value": "13.08%", "rating": "B" }, { "name": "Profit Margin", "value": "24.62%", "rating": "A" }, { "name": "Gross Margin", "value": "0.00%", "rating": "E" } ] }, { "name": "Growth", "grade": "B", "indicators": [ { "name": "Revenue YoY", "value": "19.77%", "rating": "B" }, { "name": "Net Profit YoY", "value": "37.62%", "rating": "B" }, { "name": "Total Assets YoY", "value": "5.09%", "rating": "C" }, { "name": "Net Assets YoY", "value": "3.23%", "rating": "C" } ] }, { "name": "Cash", "grade": "B", "indicators": [ { "name": "Cash Flow Margin", "value": "406.18%", "rating": "C" }, { "name": "OCF YoY", "value": "19.77%", "rating": "B" } ] }, { "name": "Operating", "grade": "E", "indicators": [ { "name": "Turnover", "value": "0.00", "rating": "E" } ] }, { "name": "Security", "grade": "A", "indicators": [ { "name": "Gearing Ratio", "value": "0.00%", "rating": "A" } ] } ] } ``` ### Peer Comparison | Rank | Name | Profit | Growth | Operation | Security | Cash | Rating | |------|------|--------|--------|-----------|----------|------|--------| | 01 | Truist Financial (US.TFC) | C | B | E | A | B | B | | 02 | Pinnacle Financial (US.PNFP) | B | B | E | A | B | B | | 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B | | 04 | Old Natl Bancorp (US.ONB) | C | A | E | A | B | B | | 05 | UMB Financial (US.UMBF) | B | A | E | A | B | B | ## Valuation Analysis | Metric | Current | Industry Ranking | High | Median | Low | |--------|---------|-----------------|------|--------|-----| | PE (TTM) | 12.21 | 120/312 | 12.43 | 12.06 | 11.55 | | PB | 1.57 | 264/312 | 1.45 | 1.39 | 1.22 | | PS (TTM) | 3.01 | 78/312 | 3.01 | 2.84 | 2.66 | | Dividend Yield | 2.07% | 178/312 | 2.55% | 2.30% | 2.11% | ## Institutional View ### Analyst Rating Distribution > As of 2026-02-16T05:00:00.000Z Total Analysts: **3** | Rating | Count | Percentage | |--------|-------|-----------| | Buy | 3 | 100% | | Overweight | 0 | 0% | | Hold | 0 | 0% | | Underweight | 0 | 0% | | Sell | 0 | 0% | ### Target Price Forecast | Metric | Price | |--------|-------| | Current Price | 30.64 | | Highest Target | 36.00 | | Lowest Target | 32.00 | ## References - [Company Overview](https://longbridge.com/en/quote/FCCO.US/overview.md) - Shareholders, executives, business segments - [Financials](https://longbridge.com/en/quote/FCCO.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan - [Topics & Discussions](https://longbridge.com/en/quote/FCCO.US/topics.md) - Community topics and discussions --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.