---
title: "Federal Home Loan Mortgage Corporation (FMCC.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/FMCC.US.md"
symbol: "FMCC.US"
name: "Federal Home Loan Mortgage Corporation"
industry: "Commercial and Residential Mortgage Finance"
---

# Federal Home Loan Mortgage Corporation (FMCC.US)

| Item | Detail |
|------|--------|
| Industry | Commercial and Residential Mortgage Finance |
| Location | US Market |
| Website | [www.freddiemac.com](https://www.freddiemac.com) |

## Company Profile

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market in the United States. The company operates through two segments: Single-Family and Multifamily. The Single-Family segment purchases, securitizes, and guarantees single-family loans; and manages single-family mortgage cr...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: D (0.76)**

**Industry**: Commercial and Residential Mortgage Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 26 / 32 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -6.21% |  |
| Net Profit YoY | -1660.00% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | -1.43 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 23.48B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 21.98B |  |


**Multi Score**: D

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 0.36% | D |
| Profit Margin | 48.82% | A |
| Gross Margin | 100.00% | A |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -6.21% | D |
| Net Profit YoY | -1660.00% | E |
| Total Assets YoY | 3.27% | C |
| Net Assets YoY | 18.14% | A |

#### Cash Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -28180.77% | E |
| OCF YoY | -6.21% | D |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.01 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 97.99% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Federal Home Loan Mortgage Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "0.36%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "48.82%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-6.21%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-1660.00%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.27%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "18.14%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "E",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-28180.77%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "-6.21%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.01",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "97.99%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | FG (US.FGO) | A | A | B | B | B | B |
| 02 | Rocket (US.RKT) | C | B | D | D | C | C |
| 03 | UWM (US.UWMC) | B | C | D | E | B | C |
| 04 | Enact (US.ACT) | A | C | D | B | C | C |
| 05 | Essent (US.ESNT) | B | C | D | B | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -301.07 | 26/28 | 3620.79 | 3337.31 | 3105.37 |
| PB | -1.43 | 24/28 | - | - | - |
| PS (TTM) | 1.07 | 6/28 | 1.46 | 1.10 | 0.77 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-12T05:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 3 | 75% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 1 | 25% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 7.29 |
| Highest Target | 25.00 |
| Lowest Target | 9.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/FMCC.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/FMCC.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/FMCC.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.