Revenue: As of FY2025 Q1, the actual value is USD 222.52 M.

EPS: As of FY2025 Q1, the actual value is USD 0.94.

EBIT: As of FY2025 Q1, the actual value is USD 63.22 M.

Segment Revenue

• Interest Income: Total interest income for the three months ended March 31, 2025 was $222,518, compared to $235,900 for the same period in 2024.

Operational Metrics

• Net Interest Income: Net interest income for the three months ended March 31, 2025 was $130,270, compared to $127,063 for the same period in 2024.
• Provision for Credit Losses: Provision for credit losses was $4,200 for the three months ended March 31, 2025, compared to $2,000 for the same period in 2024.
• Net Income: Net income for the three months ended March 31, 2025 was $55,339, compared to $47,941 for the same period in 2024.

Cash Flow

• Net Cash Provided by Operating Activities: Net cash provided by operating activities for the three months ended March 31, 2025 was $61,700, compared to $58,848 for the same period in 2024.
• Net Cash Used by Investing Activities: Net cash used by investing activities for the three months ended March 31, 2025 was - $160,418, compared to $82,880 provided in 2024.
• Net Cash Provided by Financing Activities: Net cash provided by financing activities for the three months ended March 31, 2025 was $97,215, compared to - $153,863 used in 2024.

Unique Metrics

• Nonaccrual Loans: Nonaccrual loans as of March 31, 2025 totaled $81,922, compared to $73,773 as of December 31, 2024.

Future Outlook and Strategy

• Loan Modifications: The Corporation modified loans for borrowers experiencing financial difficulty, including payment delays and term extensions, with a focus on maintaining loan performance.
• Performance Monitoring: The Corporation closely monitors the performance of modified loans to assess the effectiveness of its strategies.