---
title: "Industrial and Commercial Bank of China Limited (IDCBY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/IDCBY.US.md"
symbol: "IDCBY.US"
name: "Industrial and Commercial Bank of China Limited"
industry: "Diversified Banks"
---

# Industrial and Commercial Bank of China Limited (IDCBY.US)

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Location | US Market |
| Website | [www.icbc-ltd.com](https://www.icbc-ltd.com) |

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-28T04:30:15.000Z

**Overall: C (0.49)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 21 / 65 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 2.62% |  |
| Net Profit YoY | -0.22% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.51 |  |
| Dividend Ratio | 5.25% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 291.54B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 93.59B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.00% | B |
| Profit Margin | 54.33% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 2.62% | C |
| Net Profit YoY | -0.22% | C |
| Total Assets YoY | 7.55% | B |
| Net Assets YoY | 5.29% | B |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 191.89% | C |
| OCF YoY | 2.62% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Industrial and Commercial Bank of China Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.00%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "54.33%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "2.62%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-0.22%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "7.55%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "5.29%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "191.89%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "2.62%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toronto Dominion Bank (US.TD) | B | A | E | A | B | B |
| 02 | Bank of Nova Scottia (US.BNS) | B | B | E | A | B | B |
| 03 | Canadian Imperial Bank Comm (US.CM) | B | B | E | A | C | B |
| 04 | ING Groep (US.ING) | B | B | E | A | B | B |
| 05 | NU Holdings (US.NU) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 5.98 | 2/66 | 5.92 | 5.69 | 5.27 |
| PB | 0.51 | 2/66 | 0.52 | 0.49 | 0.47 |
| PS (TTM) | 3.12 | 22/66 | 3.09 | 2.97 | 2.79 |
| Dividend Yield | 5.25% | 8/66 | 5.96% | 5.51% | 5.30% |

## References

- [Company Overview](https://longbridge.com/en/quote/IDCBY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/IDCBY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/IDCBY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.