---
title: "Impac Mortgage Holdings, Inc. (IMPM.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/IMPM.US.md"
symbol: "IMPM.US"
name: "Impac Mortgage Holdings, Inc."
industry: "商業及住宅抵押融資"
---

# Impac Mortgage Holdings, Inc. (IMPM.US)

| Item | Detail |
|------|--------|
| Industry | 商業及住宅抵押融資 |
| Location | 美股市場 |
| Website | [www.impaccompanies.com](https://www.impaccompanies.com) |

## Company Profile

Impac Mortgage Holdings, Inc. 從事在美國以住宅房地產為擔保的抵押貸款的發放和經紀。該公司通過其經紀履行模式向消費者提供一系列抵押貸款產品。它還為服務商、投資組合經理和投資者提供各種房地產服務，以協助管理不良抵押貸款投資組合和被查封房地產資產的損失緩解表現，以及資產處置；並為服務商和投資者提供住宅和多戶住宅抵押貸款投資組合的違約監測服務，同時管理證券化的長期抵押貸款投資組合

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:14.000Z

**Overall: D (0.73)**

**Industry**: Commercial and Residential Mortgage Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 30 / 32 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -61.40% |  |
| Net Profit YoY | -4.48% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | -0.21 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2.72M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | -6.03M |  |


**Multi Score**: D

#### Profit Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 208.04% | A |
| Profit Margin | 290.80% | A |
| Gross Margin | 100.00% | A |

#### Growth Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -61.40% | E |
| Net Profit YoY | -4.48% | C |
| Total Assets YoY | -21.97% | E |
| Net Assets YoY | -284.11% | E |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 34.39% | C |
| OCF YoY | -61.40% | E |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | -0.22 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 153.00% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Impac Mortgage Holdings, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "A",
      "indicators": [
        {
          "name": "ROE",
          "value": "208.04%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "290.80%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "E",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-61.40%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-4.48%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "-21.97%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-284.11%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "34.39%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-61.40%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "-0.22",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "153.00%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | FG (US.FGO) | A | A | B | B | B | B |
| 02 | Rocket (US.RKT) | C | B | D | D | C | C |
| 03 | UWM-A (US.UWMC) | B | C | D | E | B | C |
| 04 | Enact (US.ACT) | A | C | D | B | C | C |
| 05 | Essent集團 (US.ESNT) | A | C | D | B | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -0.16 | 19/28 | - | - | - |
| PB | -0.21 | 24/28 | - | - | - |
| PS (TTM) | -0.45 | 27/28 | - | - | - |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/IMPM.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/IMPM.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/IMPM.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.