---
title: "Kearny Financial Corp. (KRNY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/KRNY.US.md"
symbol: "KRNY.US"
name: "Kearny Financial Corp."
industry: "區域性銀行"
---

# Kearny Financial Corp. (KRNY.US)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |
| Location | 美股市場 |
| Website | [www.kearnybank.com](https://www.kearnybank.com) |

## Company Profile

Kearny Financial Corp. 是 Kearny Bank 的控股公司，在美國提供各種銀行產品和服務。該公司提供多種存款產品，包括有息和無息支票賬戶、貨幣市場存款賬戶、儲蓄賬戶和定期存款賬戶。它還提供多種貸款，如多戶住宅和非住宅房地產抵押貸款、商業定期貸款和信用額度、一至四戶住宅抵押貸款，以及房屋淨值貸款和信用額度；向個人、建築商或開發商提供的用于建造多戶住宅或商業房地產，或用于一至四戶住宅的建設或翻新貸款；透支信用額度；以及個人貸款，同時還參與投資活動

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:13.000Z

**Overall: C (0.45)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 203 / 326 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.18% |  |
| Net Profit YoY | 146.23% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.70 |  |
| Dividend Ratio | 5.36% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 531.51M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 163.14M |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.31% | C |
| Profit Margin | 19.84% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.18% | B |
| Net Profit YoY | 146.23% | A |
| Total Assets YoY | -1.43% | D |
| Net Assets YoY | 1.68% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 503.97% | C |
| OCF YoY | 10.18% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Kearny Financial Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.31%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "19.84%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.18%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "146.23%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-1.43%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.68%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "503.97%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "10.18%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National銀行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 16.42 | 210/312 | 16.25 | 15.84 | 14.52 |
| PB | 0.70 | 17/312 | 0.62 | 0.55 | 0.52 |
| PS (TTM) | 3.26 | 101/312 | 2.95 | 2.72 | 2.56 |
| Dividend Yield | 5.36% | 10/312 | 7.12% | 6.75% | 5.94% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-01-26T05:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 1 | 50% |
| Hold | 1 | 50% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 8.21 |
| Highest Target | 9.50 |
| Lowest Target | 8.50 |

## References

- [Company Overview](https://longbridge.com/en/quote/KRNY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/KRNY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/KRNY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.