Revenue: As of FY2025 Q3, the actual value is USD 83.82 M.

EPS: As of FY2025 Q3, the actual value is USD 0.32.

EBIT: As of FY2025 Q3, the actual value is USD 44.56 M.

Segment Revenue

• Recreation Lending Segment: Originations were $141.7 million during the quarter, compared to $139.1 million a year ago. Recreation loans grew 3% to $1.603 billion, or 63% of total loans, as of September 30, 2025, compared to $1.555 billion a year ago.
• Home Improvement Lending Segment: Originations were $59.7 million during the quarter, compared to $96.5 million a year ago. Home improvement loans were $804.0 million, or 31% of total loans, as of September 30, 2025, compared to $814.1 million a year ago.
• Commercial Lending Segment: Originations were $17.5 million during the quarter. Commercial loans grew to $135.1 million at September 30, 2025, compared to $110.1 million a year ago.
• Strategic Partnerships: Originations were $208.4 million during the quarter, compared to $39.9 million a year ago. Total strategic partnership loans held as of quarter-end were $15.3 million, as compared to $3.2 million a year ago.

Operational Metrics

• Net Income: Total net income attributable to stockholders for the 2025 third quarter was $7.8 million, or $0.32 per share, which includes a non-recurring charge of $3.5 million. Excluding this charge, net income was $11.3 million, compared to $8.6 million in the prior year quarter.
• Net Interest Income: Grew 6% to $55.7 million from $52.7 million in the prior year quarter.
• Net Interest Margin: NIM on gross loans was 8.21%, compared to 8.11% in the prior year quarter, and NIM on net loans was 8.56%, compared to 8.42% in the prior year quarter.
• Credit Loss Provision: Was $18.6 million, compared to $20.2 million in the prior year quarter.

Cash Flow

• Operating Cash Flow: Not explicitly detailed in the reference.
• Free Cash Flow: Not explicitly detailed in the reference.

Unique Metrics

• Loan Portfolio: The loan portfolio as of September 30, 2025, was $2.559 billion, up 3% from $2.485 billion a year ago.
• Net Book Value Per Share: As of September 30, 2025, was $17.07 per share, up 9% from $15.70 a year ago.

Outlook / Guidance

• Medallion Financial Corp. plans to continue expanding its strategic partnership loan program, which has shown significant growth potential. The company is also focusing on strengthening its analytical and data-driven approach to lending, supported by digital tools to enhance various stages of its lending business. These efforts are expected to position Medallion for sustainable growth and strong returns for stockholders.