---
title: "MetroCity Bankshares, Inc. (MCBS.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/MCBS.US.md"
symbol: "MCBS.US"
name: "MetroCity Bankshares, Inc."
industry: "区域性银行"
---

# MetroCity Bankshares, Inc. (MCBS.US)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 美股市场 |
| Website | [www.metrocitybank.bank](https://www.metrocitybank.bank) |

## Company Profile

MetroCity Bankshares, Inc. 是 Metro City Bank 的银行控股公司，在美国提供银行产品和服务。该公司提供常规银行服务，如个人和商业支票账户、储蓄账户和货币市场账户，以及定期存款。它还提供商业和个人贷款，包括单户住宅贷款；建设和开发贷款，以及业主和非业主占用的商业房地产贷款；信用证；以及商业和工业贷款、住宅抵押贷款和小企业管理贷款

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: C (0.42)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 184 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.84% |  |
| Net Profit YoY | 6.51% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.53 |  |
| Dividend Ratio | 3.39% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 833.42M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 155.95M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 14.23% | B |
| Profit Margin | 44.06% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.84% | B |
| Net Profit YoY | 6.51% | C |
| Total Assets YoY | 32.67% | A |
| Net Assets YoY | 29.19% | A |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 226.99% | C |
| OCF YoY | 10.84% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - MetroCity Bankshares, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "14.23%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "44.06%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.84%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "6.51%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "32.67%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "29.19%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "226.99%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "10.84%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National银行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.18 | 118/312 | 11.46 | 10.82 | 10.26 |
| PB | 1.54 | 259/312 | 1.73 | 1.65 | 1.54 |
| PS (TTM) | 5.36 | 266/312 | 5.22 | 4.96 | 4.66 |
| Dividend Yield | 3.38% | 61/312 | 3.55% | 3.28% | 3.11% |

## Institutional View

### Analyst Rating Distribution

> As of 2025-11-16T05:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 0 | 0% |
| Hold | 1 | 100% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 29.03 |
| Highest Target | 31.00 |
| Lowest Target | 31.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/MCBS.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/MCBS.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/MCBS.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.