---
title: "MFA Financial, Inc. (MFA.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/MFA.US.md"
symbol: "MFA.US"
name: "MFA Financial, Inc."
industry: "抵押 REITs"
---

# MFA Financial, Inc. (MFA.US)

| Item | Detail |
|------|--------|
| Industry | 抵押 REITs |
| Location | 美股市场 |
| Website | [www.mfafinancial.com](https://www.mfafinancial.com) |

## Company Profile

MFA Financial, Inc.及其子公司在美国作为房地产投资信托运营。它投资于住宅抵押证券，包括非机构抵押贷款支持证券、机构 MBS 和信用风险转移证券；住宅整体贷款，包括购买的正常贷款、购买的信用恶化贷款和不良贷款；以及与抵押贷款服务权相关的资产。该公司符合联邦所得税目的下房地产投资信托的资格。如果它将至少 90% 的应税收入分配给股东，通常将不需要缴纳联邦企业所得税

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-16T04:30:12.000Z

**Overall: D (0.72)**

**Industry**: Mortgage REITs

| Metric | Value |
|--------|-------|
| Industry Ranking | 30 / 43 |
| Industry Median | D |
| Industry Average | D |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -23.81% |  |
| Net Profit YoY | -47.09% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.55 |  |
| Dividend Ratio | 14.56% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.01B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 279.01M |  |


**Multi Score**: D

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.86% | C |
| Profit Margin | 46.01% | A |
| Gross Margin | 87.98% | A |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -23.81% | E |
| Net Profit YoY | -47.09% | D |
| Total Assets YoY | 8.40% | B |
| Net Assets YoY | -3.14% | D |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 310.49% | C |
| OCF YoY | -23.81% | E |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.02 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 84.94% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - MFA Financial, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.86%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "46.01%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "87.98%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-23.81%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-47.09%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "8.40%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "-3.14%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "310.49%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-23.81%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.02",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "84.94%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Annaly资本管理 (US.NLY) | A | A | E | E | B | C |
| 02 | 美国资本代理公司 (US.AGNC) | A | A | E | E | B | C |
| 03 | Starwood Property Trust (US.STWD) | B | C | E | E | C | C |
| 04 | 黑石抵押信托 (US.BXMT) | B | A | E | E | B | C |
| 05 | Dynex Capital (US.DX) | A | A | E | E | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.25 | 14/41 | 11.30 | 10.69 | 9.49 |
| PB | 0.55 | 10/41 | 0.56 | 0.54 | 0.52 |
| PS (TTM) | 3.62 | 13/41 | 3.64 | 3.46 | 3.30 |
| Dividend Yield | 14.56% | 11/41 | 15.43% | 14.86% | 14.21% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-01-20T05:00:00.000Z

Total Analysts: **7**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 14% |
| Overweight | 1 | 14% |
| Hold | 5 | 71% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 9.89 |
| Highest Target | 31.00 |
| Lowest Target | 10.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/MFA.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/MFA.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/MFA.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.