---
title: "NB Bancorp, Inc. (NBBK.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/NBBK.US.md"
symbol: "NBBK.US"
name: "NB Bancorp, Inc."
industry: "区域性银行"
---

# NB Bancorp, Inc. (NBBK.US)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 美股市场 |
| Website | [nbbancorp.com](https://nbbancorp.com) |

## Company Profile

NB Bancorp, Inc. 专注于作为 Needham Bank 的银行控股公司，在美国大波士顿大都市区及周边社区提供各种银行产品和服务。该公司提供多种存款，包括定期存款、个人退休账户、货币市场账户、储蓄账户、NOW 账户、活期存款，以及有息和无息支票账户；并提供商业房地产和多家庭住宅、单户至四户住宅房地产、建筑和土地开发、商业和工业贷款，以及消费者贷款、房屋净值贷款和信用额度。它还投资于包括美国证券在内的证券

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-22T04:30:12.000Z

**Overall: B (0.38)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 0.00% |  |
| Net Profit YoY | 0.00% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.18 |  |
| Dividend Ratio | 0.95% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.01B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 189.48M |  |


**Multi Score**: B

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.84% | B |
| Profit Margin | 30.72% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 30.69% | A |
| Net Profit YoY | 350.60% | A |
| Total Assets YoY | 8.79% | B |
| Net Assets YoY | -1.39% | D |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 325.52% | C |
| OCF YoY | 30.69% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - NB Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.84%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "30.72%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "30.69%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "350.60%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "8.79%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "-1.39%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "325.52%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "30.69%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National银行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 17.42 | 221/312 | 16.43 | 14.32 | 12.68 |
| PB | 1.18 | 156/312 | 1.10 | 0.91 | 0.87 |
| PS (TTM) | 5.35 | 265/312 | 4.82 | 3.90 | 3.66 |
| Dividend Yield | 0.95% | 240/312 | 0.71% | 0.66% | 0.39% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-01-28T05:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 1 | 50% |
| Hold | 1 | 50% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 22.15 |
| Highest Target | 24.00 |
| Lowest Target | 24.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/NBBK.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/NBBK.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/NBBK.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.