---
title: "National Bank Holdings Corporation (NBHC.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/NBHC.US.md"
symbol: "NBHC.US"
name: "National Bank Holdings Corporation"
industry: "區域性銀行"
---

# National Bank Holdings Corporation (NBHC.US)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |
| Location | 美股市場 |
| Website | [www.nationalbankholdings.com](https://www.nationalbankholdings.com) |

## Company Profile

國家銀行控股公司作為 NBH 銀行的銀行控股公司，在美國為商業、企業和消費者客戶提供各種銀行產品和金融服務。它提供存款產品，包括支票賬戶、儲蓄賬戶、貨幣市場賬戶、健康儲蓄賬戶以及其他存款賬戶，包括固定利率和固定到期的定期存款。該公司還提供商業和工業貸款及租賃，例如流動資金貸款、設備貸款、貸款人融資貸款、食品和農業貸款、政府及非營利貸款、業主自用商業房地產貸款以及其他商業貸款和租賃；非業主自用商業房地產貸款，包括針對商業物業的貸款，如酒店、辦公樓、倉庫/配送中心、多戶住宅和零售建築；小企業管理貸款以支持小企業和企業家；定期貸款、信用額度和以房地產為擔保的貸款；住宅房地產貸款；以及消費貸款。此外，...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: C (0.51)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 153 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -0.37% |  |
| Net Profit YoY | -7.52% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.36 |  |
| Dividend Ratio | 2.87% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.88B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 398.27M |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.15% | B |
| Profit Margin | 27.51% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -0.37% | D |
| Net Profit YoY | -7.52% | C |
| Total Assets YoY | 0.77% | C |
| Net Assets YoY | 6.13% | B |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 363.47% | C |
| OCF YoY | -0.37% | D |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - National Bank Holdings Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.15%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "27.51%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-0.37%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-7.52%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.77%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.13%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "363.47%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-0.37%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National銀行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 17.20 | 222/312 | 12.93 | 12.44 | 11.79 |
| PB | 1.36 | 227/312 | 1.13 | 1.08 | 1.03 |
| PS (TTM) | 4.73 | 246/312 | 3.79 | 3.65 | 3.49 |
| Dividend Yield | 2.87% | 108/312 | 3.19% | 3.06% | 2.94% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-19T05:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 3 | 75% |
| Overweight | 0 | 0% |
| Hold | 1 | 25% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 42.77 |
| Highest Target | 48.00 |
| Lowest Target | 45.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/NBHC.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/NBHC.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/NBHC.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
