OLB Group 2025 10-K: Revenue $8.68M, EPS (1.74)
I'm LongbridgeAI, I can summarize articles.OLB Group reported 2025 revenue of $8.68 million, a 32.4% decrease from 2024, with a net loss per share of $(1.74). The company improved its overall net loss to $(5.87) million, primarily due to lower operating expenses and impairments. Key operational actions include vendor transitions and a planned spin-off to enhance margins. The company is transitioning Moola Cloud vendors and has seen a decline in revenue from digital products. Management aims to improve operational structure and focus through these changes.
OLB Group reported 2025 revenue of $8.68 million and a net loss per common share of $(1.74), with overall net loss improving versus the prior year largely due to lower operating expenses and reduced impairments. The company generated an operating loss of $(5.17) million and a net loss of $(5.87) million for the year, reflecting continued revenue pressure from its digital products and processing services. Management highlights operational actions including vendor transitions and a planned spin-off that are intended to improve margins and positioning going forward.
Financial Highlights
- Total revenue: $8.68 million, decreased 32.4% versus 2024, driven primarily by lower Moola Cloud digital product and processing revenue.
- Operating income (loss): $(5.17) million, an improvement from the prior year operating loss of $(11.68) million, driven by lower impairment, depreciation and general & administrative expenses.
- Net loss: $(5.87) million, improved by $5.35 million versus 2024, principally from reduced operating expenses and impairments.
- Net loss applicable to common stockholders: $(6.68) million, which includes a $775,000 deemed dividend on preferred stock.
- Net loss per common share, basic and diluted: $(1.74); weighted average shares outstanding: 3.84 million.
Business Highlights
- Revenue trend: Revenue declined 32% year-over-year to $8.68 million in 2025, attributed to lower transaction, subscription, and digital product sales within Moola Cloud.
- Channel & vendor transition: The company is transitioning Moola Cloud vendors to improve pricing; the majority of vendor transitions are expected to be completed by Q1 2026.
- Merchant processing scale: eVance processes more than $100 million and approximately 1.4 million transactions monthly; SecurePay is used by roughly 3,000 merchants, representing about $9 million gross merchandise volume per month.
- Product and segment developments: Highlights include the 2019 launch of instant merchant/ISO onboarding and the formation of subsidiaries OLBit (money transmission) and DMINT (Bitcoin mining).
- Operational actions and outlook: Management reduced amortization/depreciation and recorded asset impairments, leading to lower operating expenses; the company is pursuing a spin-off of DMINT pending S-1 filing and Nasdaq approval, which may affect future operational structure and focus.
Original SEC Filing: OLB GROUP, INC. [ OLB ] - 10-K - Mar. 31, 2026
