Revenue: As of FY2026 Q2, the actual value is USD 732.55 M.

EPS: As of FY2026 Q2, the actual value is USD 0.65.

EBIT: As of FY2026 Q2, the actual value is USD 324.19 M.

Net Income

Old National Bancorp reported net income applicable to common shares of $249.4 million for the second quarter of 2026, with an adjusted net income applicable to common shares of $250.4 million. Net income applicable to common shareholders was $249,381 thousand for the second quarter of 2026, compared to $229,638 thousand for the first quarter of 2026 and $121,375 thousand for the second quarter of 2025.

Net Interest Income and Margin

Net interest income on a fully taxable equivalent (FTE) basis was $586.5 million for the second quarter of 2026, increasing from $580.4 million in the prior quarter and $521,853 thousand in the second quarter of 2025. The net interest margin (FTE) was 3.54% for the second quarter of 2026, a decrease of 1 basis point from the prior quarter’s 3.55%, but up from 3.53% in the second quarter of 2025.

Operating Performance

Pre-provision net revenue (PPNR) was $367.9 million, with adjusted PPNR at $366.8 million for the second quarter of 2026. Noninterest expense totaled $372.2 million, and adjusted noninterest expense was $360.1 million. The company achieved a record efficiency ratio of 47.0% and a record adjusted efficiency ratio of 45.2%. Total noninterest expense for the second quarter of 2026 included $12.1 million in merger-related charges.

Deposits and Funding

Period-end total deposits reached $56.1 billion, representing an annualized increase of 3.4%. Total deposit costs were 171 basis points, down 1 basis point, and interest-bearing deposit costs were 223 basis points, also down 1 basis point. Average total deposits for the second quarter were $55.5 billion, an increase of $479.1 million. The loan to deposit ratio stood at 91%.

Loans and Credit Quality

Period-end total loans were $50.8 billion, an increase of $1.0 billion or 8.3% annualized, primarily driven by commercial and industrial growth of $495.0 million and commercial real estate growth of $342.3 million. The provision for credit losses was $36.2 million, with net charge-offs at $32.2 million, or 26 basis points of average loans. Excluding purchased credit deteriorated (PCD) loans, net charge-offs to average loans were 22 basis points. 30+ day delinquencies were 0.29% of total loans, and nonaccrual loans were 0.91% of total loans. The allowance for credit losses, including unfunded loan commitments, was $612.0 million, or 1.21% of total loans.

Capital

Preliminary regulatory Tier 1 common equity to risk-weighted assets was 11.09%, a decrease of 2 basis points. Old National Bancorp repurchased $107 million, or 4.4 million shares, of common stock during the quarter. The tangible common equity to tangible assets ratio was 7.68%. Preliminary total risk-based capital was 13.65%, and preliminary regulatory Tier 1 capital was 11.53%. The company paid $56 million in quarterly common stock cash dividends, resulting in a combined payout ratio of 65%.

Return Profile

Return on average tangible common equity (ROATCE) was 19.8%, with adjusted ROATCE at 19.9%.

Other Income

Total noninterest income was $153.6 million, or $140.4 million excluding a $13.2 million pre-tax gain from the settlement of the Bremer pension plan. Excluding the pension plan gain and realized debt securities gains, noninterest income increased by 14.8%.

Notable Items

The second quarter results included a $13.2 million pre-tax pension gain and $12.1 million of pre-tax merger-related charges.

Outlook

The specific financial metrics, operational data, or detailed outlook content are not provided within this Form 8-K filing itself, but are referenced as being in the accompanying press release and presentation available on the company’s website.