---
title: "Obook Holdings Inc. (OWLS.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/OWLS.US.md"
symbol: "OWLS.US"
name: "Obook Holdings Inc."
industry: "Transaction and Payment Processing Services"
---

# Obook Holdings Inc. (OWLS.US)

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Location | US Market |
| Website | [www.owlting.com](https://www.owlting.com) |

## Company Profile

Obook Holdings Inc. operates as a blockchain technology company in the United States, Japan, Singapore, Hong Kong, Malaysia, and Thailand, South America, and the European Union. The company offers fintech, e-commerce, hospitality, and payments offerings to businesses and individuals whose commercial...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-18T04:30:13.000Z

**Overall: C (0.53)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 0.00% |  |
| Net Profit YoY | 0.00% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | -58.24 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 485.19M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 7.80M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 192.23% | A |
| Profit Margin | -135.67% | E |
| Gross Margin | 13.30% | D |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 18.29% | B |
| Net Profit YoY | -52.18% | D |
| Total Assets YoY | 45.49% | A |
| Net Assets YoY | 32.69% | A |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -73.71% | D |
| OCF YoY | 18.29% | B |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.38 | C |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 118.42% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Obook Holdings Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "192.23%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "-135.67%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "13.30%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "18.29%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-52.18%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "45.49%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "32.69%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-73.71%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "18.29%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.38",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "118.42%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | Mastercard (US.MA) | A | B | B | E | C | B |
| 04 | Block (US.XYZ) | B | C | B | C | C | B |
| 05 | Jack Henry & Associates (US.JKHY) | A | B | B | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -54.97 | 43/49 | - | - | - |
| PB | -58.24 | 45/49 | - | - | - |
| PS (TTM) | 62.17 | 45/49 | 102.98 | 79.86 | 71.23 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/OWLS.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/OWLS.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/OWLS.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.