---
title: "Peoples Financial Services Corp. (PFIS.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/PFIS.US.md"
symbol: "PFIS.US"
name: "Peoples Financial Services Corp."
industry: "區域性銀行"
---

# Peoples Financial Services Corp. (PFIS.US)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |
| Location | 美股市場 |
| Website | [www.psbt.com](https://www.psbt.com) |

## Company Profile

人民金融服務公司提供商業和零售銀行服務。該公司接受貨幣市場、可轉讓提款訂單、儲蓄、個人退休、活期存款和定期存款賬戶。它還提供住宅房地產、汽車、制造房屋、個人和房屋淨值貸款；以及商業房地產、營運資金、建築、小企業管理和農業貸款，以及設備和其他商業需求的貸款，以及礦權貸款

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:12.000Z

**Overall: B (0.35)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 45 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 62.85% |  |
| Net Profit YoY | 596.48% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.08 |  |
| Dividend Ratio | 4.41% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 559.40M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 187.59M |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.97% | B |
| Profit Margin | 31.55% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 62.85% | A |
| Net Profit YoY | 596.48% | A |
| Total Assets YoY | 3.51% | C |
| Net Assets YoY | 10.85% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 316.95% | C |
| OCF YoY | 62.85% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Peoples Financial Services Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.97%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "31.55%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "62.85%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "596.48%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.51%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.85%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "316.95%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "62.85%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National銀行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.45 | 26/312 | 26.40 | 15.54 | 9.40 |
| PB | 1.08 | 109/312 | 1.05 | 0.99 | 0.95 |
| PS (TTM) | 2.98 | 75/312 | 3.71 | 3.16 | 2.76 |
| Dividend Yield | 4.41% | 22/312 | 5.21% | 4.96% | 4.69% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-10T05:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 0 | 0% |
| Hold | 2 | 100% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 56.45 |
| Highest Target | 59.00 |
| Lowest Target | 56.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/PFIS.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/PFIS.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/PFIS.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
