---
title: "Sezzle Inc. (SEZL.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/SEZL.US.md"
symbol: "SEZL.US"
name: "Sezzle Inc."
industry: "Transaction and Payment Processing Services"
---

# Sezzle Inc. (SEZL.US)

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Location | US Market |
| Website | [www.sezzle.com](https://www.sezzle.com) |

## Company Profile

Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company offers payment solution in-store and at online retail stores; and through proprietary payments solution that connects consumers with merchants for instantly extends credit at the poin...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:14.000Z

**Overall: B (0.22)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 9 / 47 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 88.74% |  |
| Net Profit YoY | 106.45% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 14.05 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2.18B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 418.63M |  |


**Multi Score**: B

#### Profit Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 107.03% | A |
| Profit Margin | 27.66% | A |
| Gross Margin | 72.81% | A |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 88.74% | A |
| Net Profit YoY | 106.45% | A |
| Total Assets YoY | 45.12% | A |
| Net Assets YoY | 153.97% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 361.49% | C |
| OCF YoY | 88.74% | A |

#### Operating Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 1.35 | A |

#### Debt Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 57.69% | D |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Sezzle Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "A",
      "indicators": [
        {
          "name": "ROE",
          "value": "107.03%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "27.66%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "72.81%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "88.74%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "106.45%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "45.12%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "153.97%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "361.49%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "88.74%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "A",
      "indicators": [
        {
          "name": "Turnover",
          "value": "1.35",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "D",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "57.69%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | Mastercard (US.MA) | A | B | B | E | C | B |
| 04 | Block (US.XYZ) | B | C | B | C | C | B |
| 05 | Jack Henry & Associates (US.JKHY) | A | B | B | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 18.83 | 14/49 | 33.30 | 23.46 | 18.31 |
| PB | 14.05 | 37/49 | 28.28 | 19.60 | 14.50 |
| PS (TTM) | 5.21 | 38/49 | 10.79 | 6.60 | 5.16 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-17T05:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 3 | 60% |
| Overweight | 1 | 20% |
| Hold | 1 | 20% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 62.75 |
| Highest Target | 110.00 |
| Lowest Target | 76.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/SEZL.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/SEZL.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/SEZL.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.