---
title: "SHF Holdings, Inc. (SHFS.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/SHFS.US.md"
symbol: "SHFS.US"
name: "SHF Holdings, Inc."
industry: "Specialized Finance"
---

# SHF Holdings, Inc. (SHFS.US)

| Item | Detail |
|------|--------|
| Industry | Specialized Finance |
| Location | US Market |
| Website | [financial.org](https://financial.org) |

## Company Profile

SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, s...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-18T04:30:13.000Z

**Overall: D (0.75)**

**Industry**: Specialized Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 13 / 15 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -36.29% |  |
| Net Profit YoY | -1013.06% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.39 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2.70M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 9.99M |  |


**Multi Score**: D

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -229.75% | E |
| Profit Margin | -533.06% | E |
| Gross Margin | 100.00% | A |

#### Growth Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -36.29% | E |
| Net Profit YoY | -1013.06% | E |
| Total Assets YoY | -79.57% | E |
| Net Assets YoY | -82.22% | E |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -18.76% | D |
| OCF YoY | -36.29% | E |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.25 | D |

#### Debt Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 48.80% | C |


```chart-data:radar
{
  "title": "Longbridge Financial Score - SHF Holdings, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-229.75%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-533.06%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "E",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-36.29%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-1013.06%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "-79.57%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-82.22%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-18.76%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "-36.29%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.25",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "C",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "48.80%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Acacia Research (US.ACTG) | D | B | C | B | A | B |
| 02 | SWK (US.SWKH) | B | B | E | A | B | B |
| 03 | Banco Latinoamern Export (US.BLX) | B | B | E | A | C | C |
| 04 | Sui (US.SUIG) | D | B | E | A | C | C |
| 05 | Future Fintech (US.FTFT) | E | A | E | A | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -0.05 | 8/13 | 3.31 | 3.01 | 2.55 |
| PB | 0.39 | 5/13 | 0.60 | 0.49 | 0.43 |
| PS (TTM) | 0.27 | 2/13 | 0.90 | 0.53 | 0.39 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2023-05-16T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 100% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 0.85 |

## References

- [Company Overview](https://longbridge.com/en/quote/SHFS.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/SHFS.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/SHFS.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.