---
title: "ValueMax Group Limited (T6I.SG)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/T6I.SG.md"
symbol: "T6I.SG"
name: "ValueMax Group Limited"
industry: "Consumer Finance"
---

# ValueMax Group Limited (T6I.SG)

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Location | SG Market |
| Website | [www.valuemax.com.sg](https://www.valuemax.com.sg) |

## Company Profile

ValueMax Group Limited, an investment holding company, engages in the pawnbroking, moneylending, jewelry and watches retailing, and gold trading businesses primarily in Singapore. It operates through four segments: Pawnbroking, Retail and Trading of Jewelry and Gold, Moneylending, and Other Operatio...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:12.000Z

**Overall: B (0.39)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 4 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 20.97% |  |
| Net Profit YoY | 50.96% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.98 |  |
| Dividend Ratio | 3.32% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.10B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 495.07M |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 18.70% | A |
| Profit Margin | 19.29% | A |
| Gross Margin | 30.22% | C |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 20.97% | B |
| Net Profit YoY | 50.96% | B |
| Total Assets YoY | 19.25% | A |
| Net Assets YoY | 20.29% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 518.48% | C |
| OCF YoY | 20.97% | B |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.39 | C |

#### Debt Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 58.78% | D |


```chart-data:radar
{
  "title": "Longbridge Financial Score - ValueMax Group Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "18.70%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "19.29%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "30.22%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "20.97%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "50.96%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "19.25%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "20.29%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "518.48%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "20.97%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.39",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "D",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "58.78%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | ValueMax (SG.T6I) | B | A | C | D | B | B |
| 02 | Hong Leong Fin (SG.S41) | C | D | E | A | D | C |
| 03 | Sing Inv & Fin (SG.S35) | B | B | E | E | C | C |
| 04 | Spura Finance (SG.S23) | B | B | E | E | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.06 | 2/4 | 9.75 | 8.30 | 5.58 |
| PB | 2.06 | 4/4 | 1.67 | 1.39 | 0.90 |
| PS (TTM) | 2.33 | 1/4 | 1.88 | 1.57 | 1.01 |
| Dividend Yield | 3.18% | 3/4 | 4.47% | 4.15% | 3.80% |

## References

- [Company Overview](https://longbridge.com/en/quote/T6I.SG/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/T6I.SG/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/T6I.SG/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.