---
title: "Texas Capital Bancshares, Inc. (TCBI.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/TCBI.US.md"
symbol: "TCBI.US"
name: "Texas Capital Bancshares, Inc."
industry: "Regional Banks"
---

# Texas Capital Bancshares, Inc. (TCBI.US)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | US Market |
| Website | [exascapitalbank.com](https://exascapitalbank.com) |

## Company Profile

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: B (0.36)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 10 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 38.76% |  |
| Net Profit YoY | 419.42% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.39 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 4.63B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 1.20B |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.78% | B |
| Profit Margin | 27.50% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 38.76% | A |
| Net Profit YoY | 419.42% | A |
| Total Assets YoY | 2.63% | C |
| Net Assets YoY | 7.82% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 383.64% | C |
| OCF YoY | 38.76% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Texas Capital Bancshares, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.78%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "27.50%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "38.76%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "419.42%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.63%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.82%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "383.64%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "38.76%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle Financial (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old Natl Bancorp (US.ONB) | C | A | E | A | B | B |
| 05 | UMB Financial (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 14.79 | 190/312 | 44.91 | 33.85 | 14.85 |
| PB | 1.39 | 238/312 | 1.28 | 1.20 | 1.11 |
| PS (TTM) | 3.86 | 176/312 | 4.17 | 3.88 | 3.60 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-12T05:00:00.000Z

Total Analysts: **13**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 2 | 15% |
| Overweight | 2 | 15% |
| Hold | 6 | 46% |
| Underweight | 2 | 15% |
| Sell | 1 | 8% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 104.89 |
| Highest Target | 115.00 |
| Lowest Target | 88.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/TCBI.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/TCBI.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/TCBI.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.