---
title: "Tian Ruixiang Holdings Ltd. (TIRX.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/TIRX.US.md"
symbol: "TIRX.US"
name: "Tian Ruixiang Holdings Ltd."
industry: "保險經紀公司"
---

# Tian Ruixiang Holdings Ltd. (TIRX.US)

| Item | Detail |
|------|--------|
| Industry | 保險經紀公司 |
| Location | 美股市場 |
| Website | [www.tianrx.com](https://www.tianrx.com) |

## Company Profile

天瑞祥控股有限公司及其子公司在中國作為保險經紀人運營。它分銷財產和意外保險產品，如商業財產、責任險、意外險和汽車保險；以及健康險、壽險和其他保險產品。天瑞祥控股有限公司成立于 2010 年，總部位于中國北京

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-19T04:30:14.000Z

**Overall: C (0.45)**

**Industry**: Insurance Brokers

| Metric | Value |
|--------|-------|
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 0.00% |  |
| Net Profit YoY | 0.00% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.11 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 5.18M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 3.22M |  |


**Multi Score**: C

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -12.03% | D |
| Profit Margin | -123.84% | E |
| Gross Margin | 100.00% | A |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 158.74% | A |
| Net Profit YoY | -62.47% | D |
| Total Assets YoY | 12.68% | B |
| Net Assets YoY | 4.54% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -80.75% | D |
| OCF YoY | 158.74% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.09 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 15.23% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Tian Ruixiang Holdings Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-12.03%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "-123.84%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "158.74%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "-62.47%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "12.68%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "4.54%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-80.75%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "158.74%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.09",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "15.23%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Yuanbao (US.YB) | A | A | A | B | B | A |
| 02 | Health In Tech (US.HIT) | B | A | A | B | A | A |
| 03 | QDM INTL INC (US.QDMID) | A | A | A | A | B | A |
| 04 | Hagerty (US.HGTY) | B | B | B | D | A | B |
| 05 | TWFG (US.TWFG) | B | A | B | A | A | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -3.14 | - | - | - | - |
| PB | 0.11 | 2/32 | 0.41 | 0.37 | 0.37 |
| PS (TTM) | 3.89 | - | 4.33 | 3.89 | 3.89 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/TIRX.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/TIRX.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/TIRX.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.