Revenue: As of FY2026 Q2, the actual value is USD 211.13 M.

EPS: As of FY2026 Q2, the actual value is USD 1.08, beating the estimate of USD 0.9617.

EBIT: As of FY2026 Q2, the actual value is USD 86.94 M.

Financial Performance Highlights (Second Quarter 2026)

Trustmark Corporation reported net income of $63.5 million for the second quarter of 2026, with diluted earnings per share of $1.08. This represents a 13.2% increase linked-quarter from $56.1 million and a 13.8% increase year-over-year from $55.8 million. The return on average tangible equity (ROATE) was 14.08%, and the return on average assets (ROAA) was 1.33%. Non-routine transactions collectively increased net income by $6.9 million, or $0.11 per diluted share. Excluding these items, operating net income totaled $56.7 million, which represented diluted earnings per share of $0.97, and produced a ROATE of 12.59% and a ROAA of 1.19%.

Revenue

Total revenue for the second quarter expanded to $208.2 million, an increase of 2.6% linked-quarter.

Net Interest Income (FTE) and Margin

Net interest income (FTE) increased $5.0 million, or 3.1%, linked-quarter, reaching $168.6 million. The net interest margin was 3.84%, an increase of 3 basis points from the prior quarter.

Noninterest Income

Noninterest income totaled $42.6 million, up $226 thousand, or 0.5%, linked-quarter. Wealth Management Revenue: Increased 5.1% linked-quarter to $10.9 million and 13.3% year-over-year. Mortgage Banking Revenue: Totaled $8.9 million, virtually unchanged linked-quarter, but increased $312 thousand year-over-year. Mortgage loan production was $477.0 million, up 27.2% linked-quarter and 11.9% year-over-year. Bank Card and Other Fees: Totaled $8.7 million, up $755 thousand linked-quarter. Service Charges on Deposit Accounts: Totaled $10.4 million, down $279 thousand, or 2.6%, linked-quarter. Other, net: Totaled $3.6 million, down $759 thousand linked-quarter.

Noninterest Expense

Total noninterest expense increased $1.5 million, or 1.2%, linked-quarter to $133.7 million, and $8.6 million, or 6.8%, year-over-year. Salaries and Employee Benefits: Declined $1.3 million, or 1.7%, linked-quarter to $73.0 million. Services and Fees: Increased $1.8 million, or 6.5%, linked-quarter to $29.7 million. Occupancy Expense: Declined $98 thousand, or 1.3%, linked-quarter to $7.7 million. Other Expense: Totaled $16.0 million, an increase of $801 thousand, or 5.3%, linked-quarter.

Loans and Deposits

Loans Held for Investment (HFI) increased $35.1 million, or 0.3%, during the quarter to $13.9 billion. Excluding the Mortgage Loan Sale, loans HFI increased $108.9 million, or 0.8%, linked-quarter and $522.0 million, or 3.9%, year-over-year. Deposits expanded $358.7 million, or 2.3%, linked-quarter to $16.1 billion, including $277.9 million growth in noninterest-bearing deposits. Year-over-year, deposits increased $955.4 million, or 6.3%. The cost of total deposits declined 4 basis points linked-quarter to 1.59%.

Credit Quality

Nonaccrual Loans declined 48.7% linked-quarter to $49.7 million. Nonperforming Assets totaled $54.9 million, down $49.2 million, or 47.3%, linked-quarter, and represented 0.39% of loans HFI and loans held for sale (HFS). Net Provision for Credit Losses was $6.0 million, excluding a - $9.2 million release in the provision related to the Mortgage Loan Sale. Net Charge-offs totaled - $7.5 million for the second quarter. Excluding the Mortgage Loan Sale, net charge-offs were - $1.2 million and represented 0.03% of average loans. Allowance for Credit Losses (ACL) represented 1.07% of loans HFI and 797.98% of nonaccrual loans, excluding individually analyzed loans.

Capital Position

Trustmark Corporation maintained a Common Equity Tier 1 (CET1) ratio of 11.87% and a total risk-based capital ratio of 14.47% at June 30, 2026. Tangible book value per share was $31.07, an increase of 1.6% from the prior quarter and 8.1% from the prior year.

Stock Repurchases

Trustmark repurchased $21.1 million, or approximately 475 thousand shares, of common stock during the second quarter of 2026, as part of a $100.0 million stock repurchase program authorized through December 31, 2026.

Outlook

Trustmark Corporation expects to continue making significant progress in its strategic initiatives, anticipating solid loan production and continued deposit growth at attractive rates. The successful conversion of core deposit and related systems is expected to enhance customer experience and operational efficiency. These actions are intended to position Trustmark to serve customers and create long-term shareholder value.