---
title: "Timberland Bancorp, Inc. (TSBK.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/TSBK.US.md"
symbol: "TSBK.US"
name: "Timberland Bancorp, Inc."
industry: "Regional Banks"
---

# Timberland Bancorp, Inc. (TSBK.US)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | US Market |
| Website | [www.timberlandbank.com](https://www.timberlandbank.com) |

## Company Profile

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The compan...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:14.000Z

**Overall: C (0.43)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 228 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.15% |  |
| Net Profit YoY | 22.82% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.13 |  |
| Dividend Ratio | 2.83% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 303.86M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 83.73M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.79% | B |
| Profit Margin | 36.45% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.15% | B |
| Net Profit YoY | 22.82% | B |
| Total Assets YoY | 5.06% | C |
| Net Assets YoY | 7.71% | B |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 274.36% | C |
| OCF YoY | 11.15% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Timberland Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.79%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "36.45%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.15%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "22.82%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.06%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.71%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "274.36%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "11.15%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle Financial (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old Natl Bancorp (US.ONB) | C | A | E | A | B | B |
| 05 | UMB Financial (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.96 | 38/312 | 9.89 | 9.60 | 9.27 |
| PB | 1.13 | 134/312 | 1.07 | 1.00 | 0.96 |
| PS (TTM) | 3.63 | 149/312 | 3.48 | 3.26 | 3.15 |
| Dividend Yield | 2.83% | 115/312 | 3.24% | 3.13% | 2.93% |

## References

- [Company Overview](https://longbridge.com/en/quote/TSBK.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/TSBK.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/TSBK.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
