---
title: "Timberland Bancorp, Inc. (TSBK.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/TSBK.US.md"
symbol: "TSBK.US"
name: "Timberland Bancorp, Inc."
industry: "区域性银行"
---

# Timberland Bancorp, Inc. (TSBK.US)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 美股市场 |
| Website | [www.timberlandbank.com](https://www.timberlandbank.com) |

## Company Profile

Timberland Bancorp, Inc. 是 Timberland Bank 的银行控股公司，在华盛顿提供各种社区银行服务。它提供多种存款产品，包括货币市场存款、支票账户和普通储蓄账户，以及存款证。该公司还提供一至四户住宅、多户住宅、商业房地产贷款和土地贷款；以及建筑贷款产品，如定制和业主/建筑商贷款、投机性一至四户住宅、商业、多户住宅和土地开发贷款

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:14.000Z

**Overall: C (0.43)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 228 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.15% |  |
| Net Profit YoY | 22.82% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.13 |  |
| Dividend Ratio | 2.83% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 303.86M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 83.73M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.79% | B |
| Profit Margin | 36.45% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.15% | B |
| Net Profit YoY | 22.82% | B |
| Total Assets YoY | 5.06% | C |
| Net Assets YoY | 7.71% | B |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 274.36% | C |
| OCF YoY | 11.15% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Timberland Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.79%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "36.45%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.15%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "22.82%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.06%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.71%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "274.36%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "11.15%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National银行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.96 | 38/312 | 9.89 | 9.60 | 9.27 |
| PB | 1.13 | 134/312 | 1.07 | 1.00 | 0.96 |
| PS (TTM) | 3.63 | 149/312 | 3.48 | 3.26 | 3.15 |
| Dividend Yield | 2.83% | 115/312 | 3.24% | 3.13% | 2.93% |

## References

- [Company Overview](https://longbridge.com/en/quote/TSBK.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/TSBK.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/TSBK.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.