---
title: "TWFG, Inc. (TWFG.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/TWFG.US.md"
symbol: "TWFG.US"
name: "TWFG, Inc."
industry: "保险经纪公司"
---

# TWFG, Inc. (TWFG.US)

| Item | Detail |
|------|--------|
| Industry | 保险经纪公司 |
| Location | 美股市场 |
| Website | [www.twfg.com](https://www.twfg.com) |

## Company Profile

TWFG, Inc. 在美国运营一个独立的个人和商业保险产品分销平台。它提供汽车、房屋、租户、人寿、健康、摩托车、伞形、船只、休闲车辆、洪水、风、活动、奢侈品、一般责任、财产、商业汽车、工人赔偿、商业主政策和专业责任保险产品，以及商业债券和团体福利。该公司成立于 2001 年，总部位于德克萨斯州的伍德兰兹

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-27T04:30:19.000Z

**Overall: B (0.21)**

**Industry**: Insurance Brokers

| Metric | Value |
|--------|-------|
| Industry Ranking | 6 / 35 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.26% |  |
| Net Profit YoY | 179.49% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 12.99 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.08B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 247.08M |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.77% | B |
| Profit Margin | 3.11% | C |
| Gross Margin | 84.77% | A |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.26% | A |
| Net Profit YoY | 179.49% | A |
| Total Assets YoY | 14.68% | A |
| Net Assets YoY | 14.54% | B |

#### Cash Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 3220.57% | A |
| OCF YoY | 21.26% | A |

#### Operating Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.71 | B |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 14.99% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - TWFG, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.77%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "3.11%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "84.77%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "21.26%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "179.49%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "14.68%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "14.54%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "A",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "3220.57%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "21.26%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "B",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.71",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "14.99%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Yuanbao (US.YB) | A | A | A | B | B | A |
| 02 | QDM International Inc. (US.QDMI) | A | A | A | B | B | A |
| 03 | Health In Tech (US.HIT) | B | A | A | B | A | A |
| 04 | QDM INTL INC (US.QDMID) | A | A | A | A | B | A |
| 05 | Hagerty (US.HGTY) | B | B | B | D | A | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 140.65 | 18/32 | 264.84 | 233.17 | 67.23 |
| PB | 12.99 | 25/32 | 24.60 | 19.86 | 6.14 |
| PS (TTM) | 4.37 | 26/32 | 8.87 | 6.91 | 2.19 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-26T05:00:00.000Z

Total Analysts: **8**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 3 | 38% |
| Overweight | 2 | 25% |
| Hold | 3 | 38% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 20.35 |
| Highest Target | 39.00 |
| Lowest Target | 24.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/TWFG.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/TWFG.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/TWFG.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.