---
title: "United Fire Group, Inc. (UFCS.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/UFCS.US.md"
symbol: "UFCS.US"
name: "United Fire Group, Inc."
industry: "Property and Casualty Insurance"
---

# United Fire Group, Inc. (UFCS.US)

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Location | US Market |
| Website | [www.ufginsurance.com](https://www.ufginsurance.com) |

## Company Profile

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. Its commercial lines include fire and allied lines, other liability, automobile, workers’ compensation, fidelity and surety coverage, and other insur...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: C (0.46)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 45 / 67 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.62% |  |
| Net Profit YoY | 90.76% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.03 |  |
| Dividend Ratio | 1.68% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 971.88M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 1.39B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.72% | B |
| Profit Margin | 8.52% | B |
| Gross Margin | 11.48% | D |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.62% | B |
| Net Profit YoY | 90.76% | A |
| Total Assets YoY | 10.10% | B |
| Net Assets YoY | 20.43% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 1173.03% | B |
| OCF YoY | 10.62% | B |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.38 | C |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 75.50% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - United Fire Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.72%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "8.52%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "11.48%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.62%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "90.76%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "10.10%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "20.43%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "1173.03%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "10.62%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.38",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "75.50%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Progressive (US.PGR) | B | B | B | E | B | B |
| 02 | WR Berkley (US.WRB) | A | C | E | A | B | B |
| 03 | Erie Indemnity (US.ERIE) | B | B | A | B | B | B |
| 04 | First American Financial (US.FAF) | B | A | C | D | B | B |
| 05 | White Mountains (US.WTM) | A | A | D | C | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 8.32 | 14/69 | 10.97 | 8.67 | 8.36 |
| PB | 1.04 | 14/69 | 1.02 | 0.93 | 0.88 |
| PS (TTM) | 0.71 | 10/69 | 0.68 | 0.59 | 0.55 |
| Dividend Yield | 1.66% | 30/69 | 2.30% | 2.10% | 1.77% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-11T05:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 50% |
| Overweight | 0 | 0% |
| Hold | 1 | 50% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 38.53 |
| Highest Target | 38.00 |
| Lowest Target | 37.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/UFCS.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/UFCS.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/UFCS.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.