---
title: "Upbound Group, Inc. (UPBD.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/UPBD.US.md"
symbol: "UPBD.US"
name: "Upbound Group, Inc."
industry: "Other Specialty Retail"
---

# Upbound Group, Inc. (UPBD.US)

| Item | Detail |
|------|--------|
| Industry | Other Specialty Retail |
| Location | US Market |
| Website | [www.upbound.com](https://www.upbound.com) |

## Company Profile

Upbound Group, Inc. leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer tran...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:14.000Z

**Overall: B (0.36)**

**Industry**: Other Specialty Retail

| Metric | Value |
|--------|-------|
| Industry Ranking | 9 / 41 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.48% |  |
| Net Profit YoY | 3.99% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.87 |  |
| Dividend Ratio | 7.03% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.29B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 4.58B |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.01% | B |
| Profit Margin | 1.85% | C |
| Gross Margin | 48.34% | B |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.48% | C |
| Net Profit YoY | 3.99% | C |
| Total Assets YoY | 24.55% | A |
| Net Assets YoY | 12.34% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 5418.79% | A |
| OCF YoY | 7.48% | C |

#### Operating Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 1.58 | A |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 78.60% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Upbound Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.01%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "1.85%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "48.34%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "7.48%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "3.99%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "24.55%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "12.34%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "5418.79%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "7.48%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "A",
      "indicators": [
        {
          "name": "Turnover",
          "value": "1.58",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "78.60%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Envela (US.ELA) | B | A | A | B | A | A |
| 02 | Ulta Beauty (US.ULTA) | A | C | A | D | B | B |
| 03 | Tractor Supply (US.TSCO) | A | C | A | E | B | B |
| 04 | Dick's Sporting Goods (US.DKS) | B | B | A | D | B | B |
| 05 | Five Below (US.FIVE) | B | B | A | D | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 15.22 | 6/39 | 13.49 | 12.26 | 11.51 |
| PB | 1.87 | 18/39 | 2.17 | 1.97 | 1.63 |
| PS (TTM) | 0.28 | 10/39 | 0.33 | 0.30 | 0.24 |
| Dividend Yield | 7.03% | 3/39 | 8.08% | 6.79% | 6.07% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-20T05:00:00.000Z

Total Analysts: **6**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 4 | 67% |
| Overweight | 1 | 17% |
| Hold | 1 | 17% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 22.78 |
| Highest Target | 41.00 |
| Lowest Target | 20.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/UPBD.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/UPBD.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/UPBD.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.