---
title: "Visa Inc. (V.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/V.US.md"
symbol: "V.US"
name: "Visa Inc."
industry: "Transaction and Payment Processing Services"
---

# Visa Inc. (V.US)

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Location | US Market |
| Website | [www.visa.com](https://www.visa.com) |

## Company Profile

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pa...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: C (0.40)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 13 / 47 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.47% |  |
| Net Profit YoY | 4.50% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 16.05 |  |
| Dividend Ratio | 0.79% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 613.58B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 41.39B |  |


**Multi Score**: C

#### Profit Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 54.46% | A |
| Profit Margin | 50.23% | A |
| Gross Margin | 97.86% | A |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.47% | B |
| Net Profit YoY | 4.50% | C |
| Total Assets YoY | 5.36% | B |
| Net Assets YoY | 1.26% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 201.01% | C |
| OCF YoY | 12.47% | B |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.44 | C |

#### Debt Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 59.95% | D |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Visa Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "A",
      "indicators": [
        {
          "name": "ROE",
          "value": "54.46%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "50.23%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "97.86%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "12.47%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "4.50%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.36%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.26%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "201.01%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "12.47%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.44",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "D",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "59.95%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | Mastercard (US.MA) | A | B | B | E | C | B |
| 04 | Block (US.XYZ) | B | C | B | C | C | B |
| 05 | Jack Henry & Associates (US.JKHY) | A | B | B | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 29.99 | 21/49 | 34.03 | 33.19 | 32.18 |
| PB | 16.15 | 39/49 | 18.00 | 17.59 | 17.10 |
| PS (TTM) | 14.92 | 43/49 | 17.79 | 17.11 | 16.16 |
| Dividend Yield | 0.78% | 8/49 | 0.73% | 0.68% | 0.65% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-20T05:00:00.000Z

Total Analysts: **41**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 30 | 73% |
| Overweight | 7 | 17% |
| Hold | 3 | 7% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 320.95 |
| Highest Target | 450.00 |
| Lowest Target | 305.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/V.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/V.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/V.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.