---
title: "Virginia National Bankshares Corporation (VABK.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/VABK.US.md"
symbol: "VABK.US"
name: "Virginia National Bankshares Corporation"
industry: "Regional Banks"
---

# Virginia National Bankshares Corporation (VABK.US)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | US Market |
| Website | [www.vnb.com](https://www.vnb.com) |

## Company Profile

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. The company operates through Bank, VNB Trust and Estate Services, and Masonry Capital segments. It provides ch...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-26T04:30:14.000Z

**Overall: C (0.44)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 248 / 326 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.09% |  |
| Net Profit YoY | 13.53% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.16 |  |
| Dividend Ratio | 3.63% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 213.78M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 57.47M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.18% | B |
| Profit Margin | 33.52% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.09% | C |
| Net Profit YoY | 13.53% | C |
| Total Assets YoY | 2.04% | C |
| Net Assets YoY | 14.88% | A |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 298.35% | C |
| OCF YoY | 7.09% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Virginia National Bankshares Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.18%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "33.52%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "7.09%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "13.53%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.04%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "14.88%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "298.35%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "7.09%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle Financial (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old Natl Bancorp (US.ONB) | C | A | E | A | B | B |
| 05 | UMB Financial (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.20 | 85/312 | 12.15 | 11.56 | 11.22 |
| PB | 1.17 | 160/312 | 1.24 | 1.21 | 1.19 |
| PS (TTM) | 3.75 | 169/312 | 3.86 | 3.74 | 3.60 |
| Dividend Yield | 3.60% | 49/312 | 3.68% | 3.58% | 3.45% |

## References

- [Company Overview](https://longbridge.com/en/quote/VABK.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/VABK.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/VABK.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.