---
title: "Valley National Bancorp (VLY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/VLY.US.md"
symbol: "VLY.US"
name: "Valley National Bancorp"
industry: "區域性銀行"
---

# Valley National Bancorp (VLY.US)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |
| Location | 美股市場 |
| Website | [www.valley.com](https://www.valley.com) |

## Company Profile

Valley National Bancorp 是 Valley National Bank 的控股公司，提供各種商業、私人銀行、零售、保險和財富管理金融服務產品。它通過消費者銀行、商業銀行以及財務和企業其他部門運營。該公司提供無息、儲蓄、NOW、貨幣市場和定期存款賬戶；商業和工業貸款、商業房地產貸款、建築貸款、住宅抵押貸款和汽車貸款；以人壽保險的現金價值為擔保的貸款；房屋淨值貸款和信用額度；汽車融資；以及有擔保和無擔保的其他消費貸款。它還投資于各種證券和與其他銀行的有息存款；並提供國際銀行服務，如備用信用證和跟單信用證及相關產品，以及外匯交易、跟單托收和國際電匯服務

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:13.000Z

**Overall: B (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 7 / 324 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.48% |  |
| Net Profit YoY | 58.54% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.98 |  |
| Dividend Ratio | 3.34% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 7.33B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 1.84B |  |


**Multi Score**: B

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.83% | B |
| Profit Margin | 32.42% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.48% | A |
| Net Profit YoY | 58.54% | B |
| Total Assets YoY | 2.63% | C |
| Net Assets YoY | 5.01% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 324.11% | C |
| OCF YoY | 21.48% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Valley National Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.83%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "32.42%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "21.48%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "58.54%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.63%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "5.01%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "324.11%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "21.48%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National銀行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.07 | 140/312 | 14.04 | 13.49 | 12.83 |
| PB | 1.00 | 82/312 | 0.89 | 0.78 | 0.70 |
| PS (TTM) | 4.03 | 198/312 | 3.82 | 3.53 | 3.25 |
| Dividend Yield | 3.29% | 68/312 | 4.97% | 4.40% | 3.77% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-04T05:00:00.000Z

Total Analysts: **14**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 9 | 64% |
| Overweight | 3 | 21% |
| Hold | 2 | 14% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 13.36 |
| Highest Target | 16.00 |
| Lowest Target | 13.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/VLY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/VLY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/VLY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.