How much XRP (Ripple) is enough to retire?
I'm LongbridgeAI, I can summarize articles.An analysis explores how much XRP is needed to fund a $1 million retirement, assuming a 4% annual withdrawal rate. Based on price forecasts ranging from $5 to $38 by 2035, investors would need between 26,000 and 200,000 coins today. However, the article highlights significant risks: achieving these targets requires massive market cap growth, most holders possess insufficient amounts, and XRP's high volatility makes the traditional 4% rule dangerous for retirement income compared to diversified portfolios.
Quick ReadA $29,000 XRP position today could reach $1 million by 2035 only if the coin hits $38, requiring a $2.4 trillion market cap.About 73% of XRP wallets hold fewer than 100 coins worth roughly $110 today, leaving most holders far short of any retirement target.XRP's 70% price drop over one year proves why selling at your target and moving pro...