---
title: "Block, Inc. (XYZ.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/XYZ.US.md"
symbol: "XYZ.US"
name: "Block, Inc."
industry: "交易及支付服务"
---

# Block, Inc. (XYZ.US)

| Item | Detail |
|------|--------|
| Industry | 交易及支付服务 |
| Location | 美股市场 |
| Website | [www.block.xyz](https://www.block.xyz) |

## Company Profile

Block, Inc.及其子公司在美国和国际上构建以商业和金融产品及服务为中心的生态系统。它通过两个部门运营：Square 和 Cash App。Square 部门为餐厅、预约、零售、销售点、在线、在线结账和发票等提供商业产品，以及虚拟终端、风险和订单管理工具、支付和商业应用程序接口；管理支付服务；软件解决方案；硬件产品，如收银机、终端、支架和用于非接触式支付和芯片的读卡器；银行服务，包括贷款、即时转账以及支票和储蓄账户；以及全方位的设置和支持服务。该部门还提供忠诚度、营销、团队管理和薪资服务；以及礼品卡

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-03-02T04:30:14.000Z

**Overall: C (0.43)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 16 / 48 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 0.30% |  |
| Net Profit YoY | -54.93% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.74 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 38.71B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 24.19B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.01% | C |
| Profit Margin | 5.40% | C |
| Gross Margin | 43.06% | B |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 0.30% | C |
| Net Profit YoY | -54.93% | D |
| Total Assets YoY | 7.54% | B |
| Net Assets YoY | 4.40% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 1853.02% | A |
| OCF YoY | 0.30% | C |

#### Operating Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.63 | B |

#### Debt Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 43.94% | C |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Block, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.01%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "5.40%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "43.06%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "0.30%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-54.93%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "7.54%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "4.40%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "1853.02%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "0.30%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "B",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.63",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "C",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "43.94%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | 万事达 (US.MA) | A | B | B | E | C | B |
| 04 | 杰克亨利 (US.JKHY) | A | B | B | B | C | B |
| 05 | Chime Financial (US.CHYM) | A | B | A | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 30.00 | 22/49 | 15.83 | 13.55 | 11.95 |
| PB | 1.76 | 8/49 | 2.09 | 1.78 | 1.63 |
| PS (TTM) | 1.62 | 19/49 | 1.94 | 1.65 | 1.47 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-03-02T05:00:00.000Z

Total Analysts: **46**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 26 | 57% |
| Overweight | 9 | 20% |
| Hold | 8 | 17% |
| Underweight | 1 | 2% |
| Sell | 1 | 2% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 64.45 |
| Highest Target | 119.16 |
| Lowest Target | 45.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/XYZ.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/XYZ.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/XYZ.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.