---
title: "Zurich Insurance Group AG (ZURVY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/ZURVY.US.md"
symbol: "ZURVY.US"
name: "Zurich Insurance Group AG"
industry: "多险种保险"
---

# Zurich Insurance Group AG (ZURVY.US)

| Item | Detail |
|------|--------|
| Industry | 多险种保险 |
| Location | 美股市场 |
| Website | [www.zurich.com](https://www.zurich.com) |

## Company Profile

提供一般保险和人寿保险产品和服务

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-18T04:30:14.000Z

**Overall: C (0.54)**

**Industry**: Multi-line Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 6 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.63% |  |
| Net Profit YoY | 19.82% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 4.22 |  |
| Dividend Ratio | 4.21% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 104.44B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 69.71B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 23.97% | A |
| Profit Margin | 8.40% | B |
| Gross Margin | 23.04% | D |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.63% | C |
| Net Profit YoY | 19.82% | B |
| Total Assets YoY | 9.69% | B |
| Net Assets YoY | 3.49% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 1191.00% | B |
| OCF YoY | 5.63% | C |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.19 | D |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 93.26% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Zurich Insurance Group AG",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "23.97%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "8.40%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "23.04%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.63%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "19.82%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.69%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.49%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "1191.00%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "5.63%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.19",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "93.26%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 安联集团(ADR) (US.ALIZY) | B | B | E | E | B | C |
| 02 | 苏黎世保险(ADR) (US.ZURVY) | B | C | D | E | B | C |
| 03 | 安盛(ADR) (US.AXAHY) | B | B | D | E | B | C |
| 04 | 英杰华(ADR) (US.AVVIY) | C | C | E | E | B | C |
| 05 | 霍勒斯曼教育 (US.HMN) | B | B | E | E | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 17.84 | 5/6 | 17.58 | 17.24 | 16.90 |
| PB | 4.22 | 6/6 | 4.15 | 4.02 | 3.86 |
| PS (TTM) | 1.50 | 6/6 | 1.48 | 1.45 | 1.43 |
| Dividend Yield | 4.21% | 3/6 | 4.45% | 4.37% | 4.28% |

## Institutional View

### Analyst Rating Distribution

> As of 2025-12-02T05:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 1 | 100% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 36.70 |
| Highest Target | 37.45 |
| Lowest Target | 37.45 |

## References

- [Company Overview](https://longbridge.com/en/quote/ZURVY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/ZURVY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/ZURVY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
