---
title: "Zurich Insurance Group AG (ZURVY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/ZURVY.US.md"
symbol: "ZURVY.US"
name: "Zurich Insurance Group AG"
industry: "Multi-line Insurance"
---

# Zurich Insurance Group AG (ZURVY.US)

| Item | Detail |
|------|--------|
| Industry | Multi-line Insurance |
| Location | US Market |
| Website | [www.zurich.com](https://www.zurich.com) |

## Company Profile

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Ope...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-18T04:30:14.000Z

**Overall: C (0.54)**

**Industry**: Multi-line Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 6 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.63% |  |
| Net Profit YoY | 19.82% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 4.22 |  |
| Dividend Ratio | 4.21% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 104.44B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 69.71B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 23.97% | A |
| Profit Margin | 8.40% | B |
| Gross Margin | 23.04% | D |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.63% | C |
| Net Profit YoY | 19.82% | B |
| Total Assets YoY | 9.69% | B |
| Net Assets YoY | 3.49% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 1191.00% | B |
| OCF YoY | 5.63% | C |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.19 | D |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 93.26% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Zurich Insurance Group AG",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "23.97%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "8.40%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "23.04%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.63%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "19.82%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.69%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.49%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "1191.00%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "5.63%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.19",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "93.26%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Allianz (US.ALIZY) | B | B | E | E | B | C |
| 02 | Zurich Insurance Group (US.ZURVY) | B | C | D | E | B | C |
| 03 | AXA (US.AXAHY) | B | B | D | E | B | C |
| 04 | Aviva (US.AVVIY) | C | C | E | E | B | C |
| 05 | Horage Mann Educators (US.HMN) | B | B | E | E | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 17.84 | 5/6 | 17.58 | 17.24 | 16.90 |
| PB | 4.22 | 6/6 | 4.15 | 4.02 | 3.86 |
| PS (TTM) | 1.50 | 6/6 | 1.48 | 1.45 | 1.43 |
| Dividend Yield | 4.21% | 3/6 | 4.45% | 4.37% | 4.28% |

## Institutional View

### Analyst Rating Distribution

> As of 2025-12-02T05:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 1 | 100% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 36.70 |
| Highest Target | 37.45 |
| Lowest Target | 37.45 |

## References

- [Company Overview](https://longbridge.com/en/quote/ZURVY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/ZURVY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/ZURVY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.