---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/100000000636471.md"
description: "Look beyond profit numbers at UOB and OCBC. Focus on net interest margins to see how rate changes are affecting income, and check if loan growth is still steady. Watch for any rise in bad loans or credit costs. Fee income, especially from wealth management, is also important. Should also note dividend guidance, capital strength, and what management says about competition for deposits and the outlook for the rest of 2026. Currency movements and regional economic trends may also influence performance. Will continue to hold both UOB and OCBC for dividends."
datetime: "2026-05-06T13:01:35.000Z"
locales:
  - [en](https://longbridge.com/en/topics/100000000636471.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/100000000636471.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/100000000636471.md)
author: "[melph](https://longbridge.com/en/profiles/20208463.md)"
generator: "portal-rs"
---

# Look beyond profit numbers at UOB and OCBC. Focus …


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---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**