---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/42861676.md"
description: "For the average working class, wealth management is simply buying index funds.I saw netizens commenting that boxing champion Zou Shiming and his Peking University-educated wife lost the 200 million in wealth they earned punch by punch.If they hadn't gone into entrepreneurship, but had instead honestly invested these 200 million yuan in Nasdaq index funds, the expected annual return would be around 30 million yuan.In fact, more than 90% of people in this world are fundamentally unsuited for entrepreneurship.Whether you are a wage earner or a professional white-collar worker, the best wealth management strategy is to honestly take the money earned from your job and buy US stock index funds."
datetime: "2026-07-22T15:56:03.000Z"
locales:
  - [en](https://longbridge.com/en/topics/42861676.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/42861676.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/42861676.md)
author: "[浩浩荡荡地](https://longbridge.com/en/profiles/19784218.md)"
generator: "portal-rs"
---

# For the average working class, wealth management i…


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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**