---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/43140919.md"
description: "Friday at 4 AM, US markets closed, so I casually checked my main account.Year-to-date: -19%, while the Nasdaq was up +8%. 😅Staring at the charts every day and working hard for over half a year, I successfully underperformed the broader market by 27 percentage points.Ironically: those "Buddhist-style accounts" that barely watch the market and only do IPO subscriptions and conservative option selling, actually secured steady positive returns.Hustling leads to losses, lying flat leads to profits. This market is just that humorous.So I asked myself a question: Why are stock traders never satisfied with a 10% annual return?  Buffett's long-term annualized return is only around 20%, yet every retail investor thinks they can make 50%, or even double their money.Even if someone actually could—why would it be you?I couldn't come up with a rebuttal, but I realized one thing: I need to be more "Buddhist" (chill).  A 10% annual return, compounded over ten years, equals 2.6 times. It's not sexy, but it doesn't rely on luck or miracles.Lower expectations, control costs, treat investing as cash flow management, and get rich slowly.This isn't shameful.$Invesco QQQ Trust(QQQ.US) $SPDR S&P 500(SPY.US) $NASDAQ Composite Index(.IXIC.US)"
datetime: "2026-08-02T04:53:21.000Z"
locales:
  - [en](https://longbridge.com/en/topics/43140919.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/43140919.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/43140919.md)
author: "[Yonny2828](https://longbridge.com/en/profiles/7694030.md)"
---

# Friday at 4 AM, US markets closed, so I casually c…


### Related Stocks

- [NDAQ.US](https://longbridge.com/en/quote/NDAQ.US.md)
- [QQQ.US](https://longbridge.com/en/quote/QQQ.US.md)
- [SPY.US](https://longbridge.com/en/quote/SPY.US.md)
- [.IXIC.US](https://longbridge.com/en/quote/.IXIC.US.md)

## Comments (12)

- **新用户_VBdxxl · 2026-08-04T05:00:41.000Z**: Don't talk about compound interest if you don't have hundreds of thousands.
  - **Yonny2828** (2026-08-04T05:11:52.000Z): How do you know I don't have any, haha, my main funds aren't here anyway
- **柒小道 · 2026-08-03T08:03:48.000Z · 👍 1**: I'm just that chill guy who only sells options, and I've already doubled my money this year 😁
  - **Yonny2828** (2026-08-03T08:38:30.000Z): 6, indeed it is about getting rich slowly. I plan to start practicing with a large position.
- **新用户_9yOYki · 2026-08-03T00:27:12.000Z**: That's because you compared it when tech stocks were at their lowest. Why not compare them at their peak? If you're investing for the long term, don't focus on a single point in time.
  - **Yonny2828** (2026-08-03T01:38:38.000Z): The main issue is that the volatility is too high.
- **各行其道 · 2026-08-02T12:51:34.000Z**: Investment and diligence seem to have nothing to do with each other from the start, right?
  - **Yonny2828** (2026-08-03T01:37:57.000Z): Indeed, key decisions are very important
- **浩浩荡荡地 · 2026-08-02T09:24:34.000Z**: So many
  - **Yonny2828** (2026-08-03T01:35:25.000Z): It's okay.
- **zane01 · 2026-08-02T08:53:55.000Z · 👍 1**: Don't feel it's ironic; making the decision to buy is an effort in itself. Regardless of whether you incur a loss or make a profit, keep a balanced mindset.
  - **Yonny2828** (2026-08-02T09:04:15.000Z): Makes sense