--- type: "Topics" locale: "en" url: "https://longbridge.com/en/topics/43190295.md" description: "Then, if you are bullish on a stock but feel the price is not right, do not buy it.Do not touch stocks you are not familiar with. It will make you very anxious. Once you buy a stock you don't know well, your heart will always be racing.It is better to rest and stay in cash than to lose money. Bottom-fishing to make money is stronger than trying to break even. Only buy when everything feels right, including the broader market. Do not chase highs, do not chase highs.Evaluate your own risk model. Any stock can wait a day or two, or even a week or two; there are plenty of opportunities to make money.If holding regular shares for a long time already feels strenuous and uncomfortable, then do not touch double-digit leverage products, let alone options.If it clearly exceeds your risk tolerance, and you are asking others everywhere all day, the moment you seek help, your choice has already gone wrong, hasn't it? Anyone answering your question is just speaking from their own perspective, using their own risk model and cognition. They cannot represent the market, so remain cautious.Another viewpoint that might apply more to small capital: it might be better to save up more money. Putting more money in might be more suitable and safer. Trying to go big with small capital, whether in one lump sum or in batches, is inherently somewhat gambling-like. Having more capital means even a small percentage gain could yield significant profits.Of course, this advice is a bit offbeat. There are many ways to make money; as long as profit exceeds cost, it's viable. However, I do not recommend online loans, I really do not recommend online loans. I see many people posting screenshots claiming their profits have doubled because they brought in online loan funds to trade. The annualized cost of those loans hits 30% directly. Who could stay calm under that pressure? You would only become more and more anxious.The platform itself already increases costs through its margin financing features, which are two to three times higher than other places. Calculate carefully: after accounting for these features, the annual interest is only a few percentage points. If you use them, plus all the miscellaneous fees, it's a miracle if you can afford it. Why are so many people in such a rush? Because these burdens are weighing them down. No matter how hard it is, do not engage in these things.Please treat these last few paragraphs with caution. Recently, whenever I see comments circulating everywhere, or when people ask me, and especially when I see some commentators saying they are using online loans to trade, I am quite astonished." datetime: "2026-08-04T15:35:03.000Z" locales: - [en](https://longbridge.com/en/topics/43190295.md) - [zh-CN](https://longbridge.com/zh-CN/topics/43190295.md) - [zh-HK](https://longbridge.com/zh-HK/topics/43190295.md) author: "[彩子](https://longbridge.com/en/profiles/19338703.md)" --- # Then, if you are bullish on a stock but feel the p… ## Comments (19) - **彩子 · 2026-08-04T15:44:27.000Z · 👍 2**: The last few paragraphs. Everyone please treat this rationally - **Rinko · 2026-08-05T05:54:18.000Z**: Cai Zi Ge is the best Cai Zi Ge on the entire internet~ - **抓鸿运齐天蛊 · 2026-08-04T23:51:22.000Z**: Thanks for the psychological massage - **lukaa · 2026-08-04T19:14:05.000Z · 👍 1**: Hello Caizi, I really resonate with your sharing after reading it.I also suffered significant losses over the past two months. In between, I tried options and leverage hoping to break even quickly, which only made things worse. Previously, floating losses didn't bother me much, but now I'm terrified - **彩子** (2026-08-04T19:27:03.000Z): Everyone's risk tolerance is different. Just do what suits your own risk tolerance. - **只玩大盘做T · 2026-08-04T17:03:55.000Z**: I borrowed 12,000 from a bank loan to buy 2x CRCL, and it went straight to zero. I've been repaying the loan for half a year. Luckily, the interest rate is low at 3%. 😅 - **彩子** (2026-08-04T17:07:47.000Z): Yes, bank interest rates are ten times lower than online loans. - **5MAYI、 · 2026-08-04T16:12:25.000Z**: The stock I'm bullish on has already gone up. I keep wondering when and whether to buy in. After hearing Brother Caizi's words, I feel a bit comforted. Being in cash is more important than breaking even. Buying at a low cost is also a way to make money, though it can be tough to endure. Watching it - **彩子** (2026-08-04T16:24:53.000Z): You've been watching it, so you definitely know where the peak is likely to be. If you're holding for the long term, then buying is definitely an option. But if you're just looking at short-to-medium - **土匪他爹 · 2026-08-04T16:02:55.000Z**: Indeed, you can transfer more money in, idle funds or whatever (this money earns interest even if left unused)For the 'Seven Sisters', when they crashed brutally before, buying calls with 6 months or more to expiry basically made money, provided the strike price wasn't too far out of the money - **静盈 · 2026-08-04T15:56:34.000Z**: The sun is out and the rain has stopped. I feel like myself again. - **花花子 · 2026-08-04T15:48:39.000Z**: Thanks for sharing, really worried sick 😀 - **Fifty_Gulagデ · 2026-08-04T15:46:05.000Z · 👍 1**: Indeed 🧐🧐🧐 - **三思又三思 · 2026-08-04T15:39:32.000Z**: Why is everyone saying ASTS and Meta are hooking up? It's so disgusting. - **彩子** (2026-08-04T17:45:10.000Z): Whoever they hang out with doesn't matter, as long as it's good news. To him, those are all giants; as long as there's a profit, it's not a loss. - **三思又三思** (2026-08-05T00:30:37.000Z): Rocket Lab is doing well now, comparing with the big boss - **-_-_- · 2026-08-04T15:38:20.000Z**: Holding a short position tests one's resolve, but it is an inevitable path. You will know after experiencing a few margin calls. - **stop-selling · 2026-08-04T15:37:15.000Z**: Keep some funds on hand, so you won't run out of firewood. - **三思又三思 · 2026-08-04T15:36:31.000Z**: This market is very dangerous; a slight fluctuation can lead to GG.