<p>一些主要银行于周五公布了他们 2024 年第二季度的财报。这些银行包括摩根大通（NYSE: JPM）、富国银行（NYSE: WFC）和花旗（NYSE: C）。以下是这些公司第二季度的业绩表现：</p>
<p><img src="https://imageproxy.pbkrs.com/https://cdn.news.alphastreet.com/wp-content/uploads/2024/07/JPMorgan-Q2-2024-Earnings-Infographic-scaled.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cdn.news.alphastreet.com/wp-content/uploads/2024/07/JPMorgan-Q2-2024-Earnings-Infographic-scaled.jpg"/></p>
<h2><strong>摩根大通</strong></h2>
<p>摩根大通 2024 年第二季度报告的净收入为 502 亿美元，比去年同期增长 22%。托管净收入增长 20% 至 510 亿美元。净利润增长 25% 至 181 亿美元，每股收益增长 29% 至 6.12 美元。调整后的每股收益为 4.40 美元。摩根大通在收入和盈利两方面均超出预期。</p>
<p>摩根大通 2024 年第二季度财报信息图</p>
<p>净利息收入增长 4% 至 229 亿美元。非利息收入增长 37% 至 281 亿美元。非利息支出增长 14% 至 237 亿美元。信贷损失准备金增长 5% 至 30 亿美元。</p>
<p>首席执行官杰米·戴蒙对经济形势持谨慎态度。他表示，</p>
<p><em>“尽管市场估值和信贷利差似乎反映出相当温和的经济前景，但我们仍在警惕潜在的尾部风险。这些尾部风险与我们之前提到的相同。地缘政治局势仍然复杂，可能是自二战以来最危险的 — 尽管其结果及对全球经济的影响仍未知。其次，虽然一些通胀已有所降低，但我们仍面临着多重通胀压力：巨额财政赤字、基础设施需求、贸易重组和世界的再军备。因此，通胀和利率可能会维持在市场预期之上。”</em></p>
<h2><strong>富国银行</strong></h2>
<p>2024 年第二季度，富国银行的总收入同比增长 1%，达到 207 亿美元，超出 202 亿美元的预期。净利润下降 1% 至 49 亿美元。每股收益增长 6% 至 1.33 美元，超过 1.28 美元的预期。</p>
<p>富国银行 2024 年第二季度财报信息图</p>
<p>净利息收入下降 9% 至 119 亿美元。非利息收入增长 19% 至 87 亿美元。非利息支出增长 2% 至 132 亿美元。</p>
<p><em>“我们继续看到我们基于费用的收入增长抵消了预期的净利息收入下降。我们一直在进行的投资使我们能够利用本季度市场活动，投资咨询、交易和投资银行费用表现强劲。信贷表现符合我们的预期，商业贷款需求仍然疲弱，我们看到所有业务中存款余额增长，客户将现金重新配置为收益较高的替代品的速度放缓。”</em>– <strong>查理·夏夫，CEO</strong></p>
<h2><strong>花旗</strong></h2>
<p>花旗报告 2024 年第二季度收入为 201 亿美元，同比增长 4%。收入与市场预期一致。净利润增长 10% 至 32.2 亿美元。每股收益增长 14% 至 1.52 美元，超过预期。</p>
<p>花旗季末贷款余额为 6880 亿美元，较去年同期增长 4%，主要反映了美国个人银行信用卡业务的增长以及市场与服务部门贷款的增加。季末存款约为 1.3 万亿美元，较上一年下降 3%，主要是由于财政紧缩导致的财政和贸易解决方案减少。</p>
<p><em>“服务业持续增长，受益于跨境支付和新客户入驻的活跃度增加。市场在季度末表现强劲，超出我们的预期。固定收益略有下降，股票增长 37%，受到衍生品表现强劲的推动。银行业增长 38%，随着钱包回升势头增强，我们再次增加了份额。财富管理开始改善。客户投资资产的增长推动了更强劲的投资收入，我们对精简费用基础的关注开始见效。美国个人银行收入增长 6%，所有三个业务再次为总收入做出贡献。”</em>– <strong>简·弗雷泽，CEO</strong></p>
<p>这篇关于摩根大通、富国银行和花旗在 2024 年第二季度表现的文章首次出现在 AlphaStreet。</p>

摩根大通

富国银行

花旗

<p>摩根大通、富国银行和花旗公布了他们 2024 年第二季度的财报。摩根大通的净收入增长了 22%，达到 502 亿美元，超出预期。富国银行的总收入增长了 1%，达到 207 亿美元，超过了预期。花旗的收入与预期的 201 亿美元持平。这些银行提供了有关经济和业务表现的见解</p>

<p>A number of major banks reported their second quarter 2024 earnings results on Friday. These include JPMorgan Chase &amp; Co. (NYSE: JPM), Wells Fargo (NYSE: WFC), and Citigroup (NYSE: C). Here’s a look at how these companies performed in the second quarter:</p>
<div class="lb-trans"><p>一些主要银行于周五公布了他们 2024 年第二季度的财报。这些银行包括摩根大通（NYSE: JPM）、富国银行（NYSE: WFC）和花旗（NYSE: C）。以下是这些公司第二季度的业绩表现：</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://cdn.news.alphastreet.com/wp-content/uploads/2024/07/JPMorgan-Q2-2024-Earnings-Infographic-scaled.jpg" alt="" original-src="https://cdn.news.alphastreet.com/wp-content/uploads/2024/07/JPMorgan-Q2-2024-Earnings-Infographic-scaled.jpg"/></p>
<h2><strong>JPMorgan</strong></h2>
<div class="lb-trans"><h2><strong>摩根大通</strong></h2>
</div><p>JPMorgan delivered reported net revenue of $50.2 billion for Q2 2024, up 22% from the same period a year ago. Managed net revenue increased 20% to $51 billion. Net income increased 25% to $18.1 billion while EPS grew 29% to $6.12. Adjusted EPS was $4.40. JPMorgan beat expectations on both revenue and earnings.</p>
<div class="lb-trans"><p>摩根大通 2024 年第二季度报告的净收入为 502 亿美元，比去年同期增长 22%。托管净收入增长 20% 至 510 亿美元。净利润增长 25% 至 181 亿美元，每股收益增长 29% 至 6.12 美元。调整后的每股收益为 4.40 美元。摩根大通在收入和盈利两方面均超出预期。</p>
</div><p>JPMorgan Q2 2024 Earnings Infographic</p>
<div class="lb-trans"><p>摩根大通 2024 年第二季度财报信息图</p>
</div><p>Net interest income grew 4% to $22.9 billion. Non-interest revenue rose 37% to $28.1 billion. Non-interest expense was up 14% to $23.7 billion. Provision for credit losses was up 5% to $3 billion.</p>
<div class="lb-trans"><p>净利息收入增长 4% 至 229 亿美元。非利息收入增长 37% 至 281 亿美元。非利息支出增长 14% 至 237 亿美元。信贷损失准备金增长 5% 至 30 亿美元。</p>
</div><p>CEO Jamie Dimon provided a cautious outlook on the economy. He stated that,</p>
<div class="lb-trans"><p>首席执行官杰米·戴蒙对经济形势持谨慎态度。他表示，</p>
</div><p><em>“While market valuations and credit spreads seem to reflect a rather benign economic outlook, we continue to be vigilant about potential tail risks. These tail risks are the same ones that we have mentioned before. The geopolitical situation remains complex and potentially the most dangerous since World War II — though its outcome and effect on the global economy remain unknown. Next, there has been some progress bringing inflation down, but there are still multiple inflationary forces in front of us: large fiscal deficits, infrastructure needs, restructuring of trade and remilitarization of the world. Therefore, inflation and interest rates may stay higher than the market expects.”</em></p>
<div class="lb-trans"><p><em>“尽管市场估值和信贷利差似乎反映出相当温和的经济前景，但我们仍在警惕潜在的尾部风险。这些尾部风险与我们之前提到的相同。地缘政治局势仍然复杂，可能是自二战以来最危险的 — 尽管其结果及对全球经济的影响仍未知。其次，虽然一些通胀已有所降低，但我们仍面临着多重通胀压力：巨额财政赤字、基础设施需求、贸易重组和世界的再军备。因此，通胀和利率可能会维持在市场预期之上。”</em></p>
</div><h2><strong>Wells Fargo</strong></h2>
<div class="lb-trans"><h2><strong>富国银行</strong></h2>
</div><p>In Q2 2024, Wells Fargo’s total revenue rose 1% year-over-year to $20.7 billion, beating expectations of $20.2 billion. Net income dipped 1% to $4.9 billion. EPS grew 6% to $1.33, surpassing projections of $1.28.</p>
<div class="lb-trans"><p>2024 年第二季度，富国银行的总收入同比增长 1%，达到 207 亿美元，超出 202 亿美元的预期。净利润下降 1% 至 49 亿美元。每股收益增长 6% 至 1.33 美元，超过 1.28 美元的预期。</p>
</div><p>Wells Fargo Q2 2024 Earnings Infographic</p>
<div class="lb-trans"><p>富国银行 2024 年第二季度财报信息图</p>
</div><p>Net interest income decreased 9% to $11.9 billion. Non-interest income increased 19% to $8.7 billion. Non-interest expense increased 2% to $13.2 billion.</p>
<div class="lb-trans"><p>净利息收入下降 9% 至 119 亿美元。非利息收入增长 19% 至 87 亿美元。非利息支出增长 2% 至 132 亿美元。</p>
</div><p><em>“We continued to see growth in our fee-based revenue offsetting an expected decline in net interest income. The investments we have been making allowed us to take advantage of the market activity in the quarter with strong performance in investment advisory, trading, and investment banking fees. Credit performance was consistent with our expectations, commercial loan demand remained tepid, we saw growth in deposit balances in all of our businesses, and the pace of customers reallocating cash into higher yielding alternatives slowed.”</em>– <strong>Charlie Scharf, CEO</strong></p>
<div class="lb-trans"><p><em>“我们继续看到我们基于费用的收入增长抵消了预期的净利息收入下降。我们一直在进行的投资使我们能够利用本季度市场活动，投资咨询、交易和投资银行费用表现强劲。信贷表现符合我们的预期，商业贷款需求仍然疲弱，我们看到所有业务中存款余额增长，客户将现金重新配置为收益较高的替代品的速度放缓。”</em>– <strong>查理·夏夫，CEO</strong></p>
</div><h2><strong>Citigroup</strong></h2>
<div class="lb-trans"><h2><strong>花旗</strong></h2>
</div><p>Citigroup reported revenues of $20.1 billion for Q2 2024, up 4% year-over-year. Revenues were in line with market estimates. Net income increased 10% to $3.22 billion. EPS rose 14% to $1.52, beating projections.</p>
<div class="lb-trans"><p>花旗报告 2024 年第二季度收入为 201 亿美元，同比增长 4%。收入与市场预期一致。净利润增长 10% 至 32.2 亿美元。每股收益增长 14% 至 1.52 美元，超过预期。</p>
</div><p>Citigroup’s end-of-period loans were $688 billion at quarter-end, up 4% versus last year, largely reflecting growth in cards in US Personal Banking and higher loans in Markets and Services. End-of-period deposits were approx. $1.3 trillion at quarter-end, down 3% versus the previous year, mainly due to a reduction in Treasury and Trade Solutions, reflecting quantitative tightening.</p>
<div class="lb-trans"><p>花旗季末贷款余额为 6880 亿美元，较去年同期增长 4%，主要反映了美国个人银行信用卡业务的增长以及市场与服务部门贷款的增加。季末存款约为 1.3 万亿美元，较上一年下降 3%，主要是由于财政紧缩导致的财政和贸易解决方案减少。</p>
</div><p><em>“Services continued to grow, driven by solid fee growth increased activity in cross border payments and new client onboardings. Markets had a strong finish to the quarter leading to better performance than we had anticipated. Fixed Income was slightly down year-over-year and Equities was up 37%, driven by strong performance in derivatives. Banking was up 38% as the wallet rebound gained some momentum and we again grew share. Wealth is starting to improve. Growth in client investment assets drove stronger investment revenue, and our focus on rationalizing the expense base is starting to pay off. U.S. Personal Banking saw revenue growth of 6%, with all three businesses again contributing to the topline.”</em>– <strong>Jane Fraser, CEO</strong></p>
<div class="lb-trans"><p><em>“服务业持续增长，受益于跨境支付和新客户入驻的活跃度增加。市场在季度末表现强劲，超出我们的预期。固定收益略有下降，股票增长 37%，受到衍生品表现强劲的推动。银行业增长 38%，随着钱包回升势头增强，我们再次增加了份额。财富管理开始改善。客户投资资产的增长推动了更强劲的投资收入，我们对精简费用基础的关注开始见效。美国个人银行收入增长 6%，所有三个业务再次为总收入做出贡献。”</em>– <strong>简·弗雷泽，CEO</strong></p>
</div><p>The post JPM, WFC, C: A look at how these major banks performed in Q2 2024 first appeared on AlphaStreet.</p>
<div class="lb-trans"><p>这篇关于摩根大通、富国银行和花旗在 2024 年第二季度表现的文章首次出现在 AlphaStreet。</p>
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摩根大通、富国银行和花旗：看看这些主要银行在 2024 年第二季度的表现