--- title: "2025 年预算：中小微企业的投资和营业额上限分别提高至 2.5 倍和 2 倍" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/226852554.md" description: "印度财政部长尼尔马拉·西塔拉曼在 2025 年预算中宣布提高微型、小型和中型企业（MSME）的投资和营业额限额。微型企业的投资限额从 1 亿卢比提高至 2.5 亿卢比，营业额从 5 亿卢比提高至 10 亿卢比。小型企业的限额将从 10 亿卢比提高至 25 亿卢比，营业额从 50 亿卢比提高至 100 亿卢比。中型企业的投资限额将从 50 亿卢比提高至 125 亿卢比，营业额从 250 亿卢比提高至 500 亿卢比。微型和小型企业的信用担保覆盖范围也将得到增强，旨在改善资本获取并支持 MSME 的增长" datetime: "2025-02-01T14:00:33.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/226852554.md) - [en](https://longbridge.com/en/news/226852554.md) - [zh-HK](https://longbridge.com/zh-HK/news/226852554.md) --- # 2025 年预算：中小微企业的投资和营业额上限分别提高至 2.5 倍和 2 倍 Union Finance Minister Nirmala Sitharaman on Saturday announced that, to help micro, small, and medium enterprises (MSMEs) achieve higher efficiencies of scale, technological upgradation, and better access to capital, the investment and turnover limits for classification have been increased to 2.5 and 2 times, respectively. “Currently, over 1 crore registered MSMEs, employing 7.5 crore people and generating 36 per cent of our manufacturing, have come together to position India as a global manufacturing hub. With their quality products, these MSMEs contribute to 45 per cent of our exports,” said the Union Finance Minister. **ALSO READ: Inclusive Budget to create jobs, boost agriculture and MSME growth** With this, the investment limit for micro enterprises will be increased from the current Rs 1 crore to Rs 2.5 crore, while turnover will be increased from Rs 5 crore to Rs 10 crore. Similarly, for small enterprises, the investment limit will be raised from Rs 10 crore to Rs 25 crore, and turnover from Rs 50 crore to Rs 100 crore. For medium enterprises, investment has been increased from Rs 50 crore to Rs 125 crore, and turnover from Rs 250 crore to Rs 500 crore. “This will give them the confidence to grow and generate employment for our youth,” Sitharaman added. The industry believes that this move will help improve the recovery of dues from defaulting buyers. “This new change will impact more than 2 crore SMEs. The MSME Act 2006 entitles micro and small industries to recover money within 45 days, failing which the buyer must pay three times the bank interest for the defaulted period. Increasing the limit will bring more industries under the present scheme, improving the financial health of micro and small industries,” said D P Goel, co-chair, MSME Committee, PHD Chamber of Commerce and Industry. Sitharaman further noted that to improve access to credit, the credit guarantee cover will be enhanced. For micro and small enterprises, the credit guarantee cover will be raised from Rs 5 crore to Rs 10 crore, leading to additional credit of Rs 1.5 lakh crore over the next five years. For startups, the limit will be increased from Rs 10 crore to Rs 20 crore, with the guarantee fee moderated to 1 per cent for loans in 27 focus sectors important for Atmanirbhar Bharat. Additionally, well-run exporter MSMEs will now be eligible for term loans up to Rs 20 crore. “We will set up an Export Promotion Mission, with sectoral and ministerial targets, driven jointly by the Ministries of Commerce, MSME, and Finance. It will facilitate easy access to export credit, cross-border factoring support, and assistance to MSMEs in tackling non-tariff measures in overseas markets,” Sitharaman said. “The Export Mission (allocation of Rs 2,250 crore) could not have come at a better time, especially when there is huge potential for Indian B2B and e-commerce exports worldwide. However, not extending both the interest equalisation scheme and market access initiative scheme could be a concern for exporter MSMEs,” said Vinod Kumar, president, India SME Forum. The Finance Minister also announced the introduction of customised credit cards for micro enterprises registered on the Udyam Portal. "We will introduce customised credit cards with a Rs 5 lakh limit for micro enterprises registered on the Udyam Portal. In the first year, 10 lakh such cards will be issued," Sitharaman said in her Budget speech for FY25-26. For FY26, the MSME ministry has been allocated Rs 23,168 crore, up from Rs 17,306 crore in the revised estimates for FY25. ### 相关股票 - [001234.CN](https://longbridge.com/zh-CN/quote/001234.CN.md) - [SMCI.US](https://longbridge.com/zh-CN/quote/SMCI.US.md) - [300296.CN](https://longbridge.com/zh-CN/quote/300296.CN.md) ## 相关资讯与研究 - [同泰慧择混合基金净值腰斩背后：一家 “个人系” 公募的发展难题](https://longbridge.com/zh-CN/news/286916927.md) - [安慕希百万撤离跑男，中国综艺市场告别 “超级冠名时代”](https://longbridge.com/zh-CN/news/287051860.md) - [一双童鞋收割 30 亿：泰兰尼斯贩卖 “焦虑” 的生意还能持续多久？](https://longbridge.com/zh-CN/news/286986783.md) - [盛德鑫泰召开业绩说明会 称境外业务占比较小](https://longbridge.com/zh-CN/news/287178018.md) - [信立泰股价深跌：华西证券、国金证券等在相对高位给出 “买入” 评级](https://longbridge.com/zh-CN/news/287142235.md)