--- title: "兴业银行首席风险官：今年房地产新发生不良会有所收敛，零售信贷面临的不确定性较大" description: "兴业银行首席风险官赖富荣在该行 2024 年度业绩说明会上表示，预计今年新发生不良资产规模较上年将有所下降。新发生不良贷款方面，地方债和信用卡风险将继续收敛；房地产新发生不良会收敛，但个别项目可能暴雷；零售信贷面临的不确定性较大。赖富荣表示，总体而言，未来兴业银行资产质量指标将会保持在合理的风控范围内，兴业银行有信心在整体的风险和管控方面继续跑赢大势。" type: "news" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/233570435.md" published_at: "2025-03-28T05:53:37.000Z" --- # 兴业银行首席风险官：今年房地产新发生不良会有所收敛，零售信贷面临的不确定性较大 > 兴业银行首席风险官赖富荣在该行 2024 年度业绩说明会上表示，预计今年新发生不良资产规模较上年将有所下降。新发生不良贷款方面，地方债和信用卡风险将继续收敛；房地产新发生不良会收敛，但个别项目可能暴雷；零售信贷面临的不确定性较大。赖富荣表示，总体而言，未来兴业银行资产质量指标将会保持在合理的风控范围内，兴业银行有信心在整体的风险和管控方面继续跑赢大势。 金十数据 3 月 28 日讯，兴业银行首席风险官赖富荣在该行 2024 年度业绩说明会上表示，预计今年新发生不良资产规模较上年将有所下降。新发生不良贷款方面，地方债和信用卡风险将继续收敛；房地产新发生不良会收敛，但个别项目可能暴雷；零售信贷面临的不确定性较大。赖富荣表示，总体而言，未来兴业银行资产质量指标将会保持在合理的风控范围内，兴业银行有信心在整体的风险和管控方面继续跑赢大势。 ### Related Stocks - [601166.CN - 兴业银行](https://longbridge.com/zh-CN/quote/601166.CN.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | Garanti Bankasi Says It Sells Five Non-Performing Loan Portfolios For A Total Consideration Of 440 Mln Lira | Turkiye Garanti Bankasi has sold five non-performing loan portfolios for a total of 440 million lira. The portfolios inc | [Link](https://longbridge.com/zh-CN/news/276351262.md) | | Akbank Says It Sells NPL Portfolio Worth 1.22 Bln Lira For 242 Mln Lira | Akbank TAS :AKBANK - SELLS NPL PORTFOLIO WORTH 1.22 BILLION LIRA FOR 242 MILLION LIRALOAN PORTFOLIO SOLD TO BIRIKIM VARL | [Link](https://longbridge.com/zh-CN/news/275875859.md) | | Amid Breadth-Stress & Structural Dispersion, Citadel Flows Guru Sees Unprecedented Retail Participation | With only 31 trading sessions into the year, the index may appear relatively stable, but, as Citadel Securities Chief Eq | [Link](https://longbridge.com/zh-CN/news/276265422.md) | | Valereum Announces Signing Of MoU With Integra Foundation | Valereum PLC :VALEREUM PLC - SIGNING OF MOU WITH INTEGRA FOUNDATIONVALEREUM PLC - SIGNING OF MOU WITH INTEGRA FOUNDATION | [Link](https://longbridge.com/zh-CN/news/276039051.md) | | Keystone Realtors Ltd Selected For Society Redevelopment Project | Keystone Realtors Ltd :KEYSTONE REALTORS LTD - SELECTED FOR SOCIETY REDEVELOPMENT PROJECTKEYSTONE REALTORS LTD - PROJECT | [Link](https://longbridge.com/zh-CN/news/276029123.md) | --- > **免责声明**：本文内容仅供参考，不构成任何投资建议。