---
title: "阳光消金因未自主计算授信额度及贷款定价等，被罚 140 万元"
description: "阳光消费金融因未自主计算授信额度及贷款定价等问题，被北京监管局罚款 140 万元。主要违法行为包括合作模式不足、贷后管理有效性不足及合作机构管理不到位，反映出消费者权益保护不力。"
type: "news"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/242697550.md"
published_at: "2025-06-01T02:19:11.000Z"
---

# 阳光消金因未自主计算授信额度及贷款定价等，被罚 140 万元

> 阳光消费金融因未自主计算授信额度及贷款定价等问题，被北京监管局罚款 140 万元。主要违法行为包括合作模式不足、贷后管理有效性不足及合作机构管理不到位，反映出消费者权益保护不力。

近日，国家金融监督管理总局北京监管局披露的罚单显示，北京阳光消费金融股份有限公司被罚 140 万元。罚单显示，该公司存在的主要违法违规行为包括：合作模式存在不足，合作业务管控不到位；未自主计算授信额度及贷款定价；贷后管理有效性不足；合作机构管理不到位等。可见的是，阳光消金此次被罚，主要在于消费者权益保护不力，更细化而言则是合作机构管理不善、消费者权益保护不足。

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