---
title: "香港保险 7% 高预期收益倒计时 内地客户蜂拥抢搭 “末班车”"
description: "香港保险的 7% 高预期收益即将结束，内地客户纷纷前往香港投保，抢占最后机会。随着限高倒计时，市场热度上升，保险代理人表示 6 月接待客户的安排已满。香港保监局的指引将于 2025 年生效，分红保险的演示利率上限设定为 6.0% 和 6.5%。"
type: "news"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/245393248.md"
published_at: "2025-06-20T08:08:40.000Z"
---

# 香港保险 7% 高预期收益倒计时 内地客户蜂拥抢搭 “末班车”

> 香港保险的 7% 高预期收益即将结束，内地客户纷纷前往香港投保，抢占最后机会。随着限高倒计时，市场热度上升，保险代理人表示 6 月接待客户的安排已满。香港保监局的指引将于 2025 年生效，分红保险的演示利率上限设定为 6.0% 和 6.5%。

“距香港保险 7% 分红演示时代结束，还剩 X 天”“预期收益即将下调，抢占机会就是现在”，这些海报上的宣传语是否已引起你的注意？随着港险 “限高” 倒计时，市场热度快速升温，内地客赴港投保再掀小高潮。在接受记者采访时，一位香港保险代理人表示，团队 6 月全月安排接待客户，迎接投保高峰的到来。这其中大部分客户来自内地，甚至有不少人是乘飞机或高铁，向老板请假，专程赴港投保，希望赶上最后一班车。今年 2 月底，香港保监局发布指引，在分红保险产品的利益演示中，将演示利率上限设定为 6.0% 及 6.5% 是合理的参考水平。该指引将于 2025 年 7 月 1 日起生效。

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