<span item_type="fundamental" item_id="5679c87f0bb5686054e71d097a9b528e" counter_id="ST/US/FCNCP" env="prod"></span><span item_type="announcement" item_id="542050755220017153" env="prod"></span><p>每股收益：截至 2025 财年 Q2，公布值为 42.36 美元。</p><p></p><h3>财务数据概述</h3><h4>净收入</h4><ul><li>第二季度净收入为 5.75 亿美元，相较于第一季度的 4.83 亿美元有所增加。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/ex_991earningsrelease-2q20.htm"></span></li><li>净利息收入为 17 亿美元，较上一季度增加 3200 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/ex_991earningsrelease-2q20.htm"></span></li><li>非利息收入为 6.78 亿美元，较上一季度增加 4300 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/ex_991earningsrelease-2q20.htm"></span></li></ul><h4>非利息费用</h4><ul><li>非利息费用为 15 亿美元，较上一季度增加 700 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/ex_991earningsrelease-2q20.htm"></span></li></ul><h4>运营利润</h4><ul><li>第二季度运营利润为 873 百万美元，同比增长 8.4%，环比下降 18.7%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li></ul><h4>现金流</h4><ul><li>经营活动现金流为 575 百万美元，同比增长 19.2%，环比下降 18.6%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li><li>可自由支配现金流为 561 百万美元，同比增长 19.8%，环比下降 18.9%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li></ul><h4>独特指标</h4><ul><li>调整后的每股收益 (EPS) 为 44.78 美元。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li><li>调整后的股本回报率 (ROE) 为 11.00%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li><li>净利息收益率 (NIM) 为 3.26%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li></ul><h4>前景展望</h4><ul><li>预计第三季度贷款和租赁终值为 1410 亿至 1440 亿美元，存款终值为 1590 亿至 1620 亿美元。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li><li>预计全年净利息收入为 6680 百万美元至 6880 百万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span></li><li>公司宣布了一项新的股票回购计划，计划在 2024 年 7 月宣布的 35 亿美元回购计划完成后，回购最多 40 亿美元的 A 类普通股。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/ex_991earningsrelease-2q20.htm"></span></li></ul>

First Citizens BancShares-存托优先股 A｜8-K：2025 财年 Q2 每股收益 42.36 美元